North Central University's published cost of attendance is $44,475. Net price by income band reflects the institution's need-based aid structure: low-income families pay approximately $20,450, middle-income families pay around $23,892, and higher-income families pay approximately $30,213.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $44,475 |
| Tuition and Fees | $32,220 |
| Room and Board | $10,054 |
| Books and Supplies | $900 |
| Average Financial Aid (Grants and Scholarships) | -$18,658 |
| Average Net Price (What Families Pay) | $25,817 |
| Family Income | Net Price |
|---|---|
| $0–30k | $20,450 |
| $30–48k | $22,393 |
| $48–75k | $23,892 |
| $75–110k | $28,167 |
| $110k+ | $30,213 |
North Central University's published cost of attendance is $44,475. Net price by income band reflects the institution's need-based aid structure: low-income families pay approximately $20,450, middle-income families pay around $23,892, and higher-income families pay approximately $30,213. Azimuth ranks North Central University #921 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary based on demonstrated financial need and institutional aid policies. North Central University's aid structure is need-based, with financial aid distributed through federal (FAFSA), state, and institutional sources. The institution participates in federal grant and loan programs, and work-study is available as part of aid packages. Families should review the institution's financial aid page ↗ for current aid policies and application procedures, including any merit-based opportunities that may supplement need-based aid. Median federal student loan debt at graduation is $23,200, and families using Parent PLUS borrow a median of $17,452; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $47,587, median federal debt of $23,200 projects to a monthly payment of about $262 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of North Central University earn median 4-year earnings of $47,587, placing North Central University in the 9.1 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $4,912 less than similar students at comparable institutions, placing North Central University in the 36.8 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks North Central University #1202 for return on investment among nonprofit four-year institutions. These figures represent lifetime returns relative to MN's no-degree-equivalent earnings baseline for working adults with only a high school credential. The earnings pattern reflects North Central University's concentration in theology and religious studies. Pastoral Counseling and Specialized Ministries is the largest program with 33 graduates earning median 4-year earnings of $41,979, at 1.0x the national benchmark for the field per the program-ranking methodology. The Teacher Education program graduates 21 students earning $46,380, and the The Business Administration program graduates 15 students earning $61,287. Bible/Biblical Studies and Social Work round out the program portfolio, serving students who pursue ministry, pastoral leadership, and faith-based professional pathways where earnings reflect the mission-driven nature of these careers.