Cost & financial aid brief
Ohio Northern University Tuition, Costs & Financial Aid
How much does Ohio Northern University cost after financial aid?
Aid reduces the published price substantially for the average aid recipient, but the amount varies by family-income band. Aid covers about 54% of the published cost for the average aid recipient.
From the $53,580 (an average across living arrangements) sticker price, average aid savings of $29,102 leave an average net price of $24,478. Average net prices move from $18,525 in the lowest income band to $19,223, $22,336, and $25,605 through the middle bands, before reaching $27,710 in the highest band.
The $9,185 spread between the lowest and highest bands shows that aid discounts are larger at lower family incomes on average.
At Ohio Northern University, the published cost of attendance is $53,580 (an average across living arrangements), making the aid package central to what a family pays. For aid recipients, average net price, what families pay after grants and scholarships, is $18,525 in the lowest family-income band; $19,223 in the next-lowest band; $22,336 in the middle band; $25,605 in the next-highest band; and $27,710 in the highest band.
The spread between the lowest and highest bands is $9,185. Azimuth ranks Ohio Northern University #1,066 for affordability among nonprofit four-year institutions.
Aid covers about 54% of the published cost for the average aid recipient, an average savings of $29,102. Across all aid recipients, the average net price is $24,478, which is $2,893 below the peer median of $27,371 at comparable institutions (same type and size).
Published tuition and fees are $39,800, and room and board are $14,604. The lower average net price compared with peers sits alongside a much higher published price before aid.
Federal student loan borrowers who complete have median debt of $27,000, and 94.3% of federal aid recipients borrow federal loans. That median is $2,801 above the peer median of $24,199 at comparable institutions (same type and size).
That debt corresponds to an estimated payment of $307 a month if repaid over ten years. Parent PLUS borrowers have median borrowing of $32,246.
Student loans: what does repayment look like?
Federal borrowing is common at Ohio Northern University, where 94.3% of federal aid recipients take federal loans. Among borrowers who complete, median federal student loan debt is $27,000 at completion.
At comparable institutions (same type and size), the peer median federal debt is $24,199, placing the university's median $2,801 above that benchmark. For the separate population of Parent PLUS parent borrowers, median borrowing is $32,246.
Four years after completion, federally aided graduates of Ohio Northern University who are working and not enrolled earn a median of $72,080. That is $3,830 above the $68,250 median for comparable institutions (same type and size).
This earnings figure falls in the 79th percentile among nonprofit four-year institutions. Graduates earn about $2,681 more than expects for similar students.
That places the gap at the 65th percentile. Earnings scenarios span from $47,835 to $86,650, with $72,080 as the typical outcome.
Borrowers who finish carry a median of $27,000 in federal loans. That is $2,801 above the $24,199 peer median.
If repaid over ten years, that debt corresponds to an estimated payment of $307 a month. The return picture is mixed: earnings beat the peer median and the model, but debt sits above the peer median.
Parent borrowing is a separate part of the cost picture: the median Parent PLUS amount for parent borrowers is $32,246. For student borrowers, median federal debt corresponds to an estimated payment of $307 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $32,246
- Estimated parent payment
- $410/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $27,000
- Institution Parent PLUS debt
- $32,246
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $307/mo
- Estimated Parent PLUS payment · monthly
- $410/mo
- Modeled student + parent payments
- $717/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $72,080, with a $22,590 annual allowance for basic expenses:
7.4% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.