Point Loma Nazarene University Cost & Financial Aid
Affordability Summary
Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Point Loma Nazarene University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$46K
+
Room
$14K
+
Books
$1,062
=
Sticker Price
$60,488
$46K+$14K+$1,062=$60,488
Your Family Income
Sticker
$60,488
−
Your Aid
$27,600
=
Net Price
$32,888
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Point Loma Nazarene University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$60,488
Tuition and Fees
$46,250
Room and Board
$13,650
Books and Supplies
$1,062
Average Financial Aid (Grants and Scholarships)
-$21,759
Average Net Price (What Families Pay)
$38,729
Point Loma Nazarene University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$30,999
$30–48k
$32,117
$48–75k
$32,888
$75–110k
$33,003
$110k+
$41,680
Understanding Your Aid Package
Point Loma Nazarene University has a sticker price of $60,488 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $60,488/year
Average aid: $21,759 in grants & scholarships
$48–75K families pay: ~$32,888/year
Low-income families: Pay ~$30,999/year
21% of students receive Pell Grants
Financial Aid Profile
💰
21%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
29%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$22,990
Range (25th–75th)$8,700 – $27,000
Median Parent PLUS Loans$38,376
Debt Manageability
0.32x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$63,998
Earnings Growth
+17%
6 → 10 years post-graduation
Value Added
+$7,816
82th percentile among peers
Earnings Range (10yr post-graduation)
$37,877
25th %ile
$93,468
75th %ile
Frequently Asked Questions about Point Loma Nazarene University Cost & Financial Aid
Point Loma Nazarene University's published tuition is $60,488 per year. However, after financial aid, the average student pays $32,888—a difference of $27,600.
Families earning under $30,000 pay an average net price of $30,999 at Point Loma Nazarene University. 21% of students receive Pell Grants.
Point Loma Nazarene University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Point graduates is $22,990, resulting in estimated monthly payments of $244 over 10 years.
Even families earning over $110,000 pay an average net price of $41,680 at Point—still $18,808 less than the sticker price. Most families qualify for some form of aid.
