Point Loma Nazarene University's published cost of attendance is $60,488. Financial aid reshapes that figure across income levels: low-income families pay approximately $30,999, middle-income families pay around $32,888, and higher-income families pay approximately $41,680.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $60,488 |
| Tuition and Fees | $46,250 |
| Room and Board | $13,650 |
| Books and Supplies | $1,062 |
| Average Financial Aid (Grants and Scholarships) | -$21,759 |
| Average Net Price (What Families Pay) | $38,729 |
| Family Income | Net Price |
|---|---|
| $0–30k | $30,999 |
| $30–48k | $32,117 |
| $48–75k | $32,888 |
| $75–110k | $33,003 |
| $110k+ | $41,680 |
Point Loma Nazarene University's published cost of attendance is $60,488. Financial aid reshapes that figure across income levels: low-income families pay approximately $30,999, middle-income families pay around $32,888, and higher-income families pay approximately $41,680. Azimuth ranks Point Loma Nazarene University #1332 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Point Loma's aid structure combines need-based and merit-based components. Families apply using the FAFSA, and the university participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. The affordability rank reflects both the headline sticker price and the net price outcomes across income bands — a useful signal for comparing how different institutions price their education relative to their peer set. Median federal student loan debt at graduation is $22,990, and families using Parent PLUS borrow a median of $38,376; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $72,880, median federal debt of $22,990 projects to a monthly payment of about $260 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Point Loma Nazarene University earn median 4-year earnings of $72,880, placing Point Loma Nazarene University in the 74.0 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Point Loma Nazarene University sits in the 82.4 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Point Loma Nazarene University #385 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Point Loma Nazarene University's concentration in business and professional fields. Nursing is the largest program with 137 graduates earning median 4-year earnings of $114,919, performing at 1.3x the national benchmark for the field. The Business Administration program graduates 115 students earning $74,495, while Human Development, Family Studies, and Related Services with 95 graduates earns $46,119. Psychology, General and Teacher Education round out the top five programs, with median 4-year earnings of $46,437 and $56,198 respectively. This program mix, anchored in Business, supports consistent outcomes across the student body and aligns with regional employer demand in San Diego's professional services and technology sectors.