Cost & financial aid brief
Roosevelt University Tuition, Costs & Financial Aid
How much does Roosevelt University cost after financial aid?
At Roosevelt University, grants and scholarships leave the average aid recipient with a much lower price than the published starting cost. The published cost of attendance of $35,332 (an average across living arrangements) falls to an average net price of $20,194, a sticker-to-net difference of $15,138.
Aid covers about 43% of the published cost for the average aid recipient. Pricing also varies across family income: the lower listed bands have lower average net prices than the middle and upper bands, with the highest band carrying the largest listed average.
This is a pattern in average prices within income bands, not an individual aid package. The aid pattern is therefore more favorable at lower listed incomes than at higher ones.
At Roosevelt University, the published cost of attendance is $35,332 (an average across living arrangements), with aid-recipient prices varying by family-income band. Average net price, what aid recipients pay after grants and scholarships, is $18,018 for the lowest-income band, $18,280 for the lower-middle band, $20,266 for the middle band, $24,944 for the upper-middle band, and $27,157 for the highest-income band.
The spread between the lowest and highest bands is $9,139. Azimuth ranks the university #644 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 43% of the published cost, an average offset of $15,138, leaving an average net price of $20,194 across all aid recipients. The peer median, the middle value for comparable institutions (same type and size), is $27,371; the university’s average is $7,177 below that figure.
Published tuition and fees are $21,315. The aid offset and lower peer comparison point in the same direction.
For borrowers who completed, median federal student loan debt at completion is $22,000. The peer median debt at comparable institutions (same type and size) is $24,199, with the university $2,199 below it; 92.6% of federal aid recipients borrow federal loans.
That debt corresponds to an estimated payment of $250 a month if repaid over ten years. Parent borrowers have median Parent PLUS borrowing of $27,213.
Student loans: what does repayment look like?
Federal loans reach 92.6% of federal aid recipients at Roosevelt University, making borrowing part of the cost picture for many. Among borrowers who complete, median federal student loan debt is $22,000.
At comparable institutions (same type and size), median federal debt is $24,199, with Roosevelt University’s median $2,199 below that benchmark. For the separate parent-borrower population, median Parent PLUS borrowing is $27,213.
Roosevelt University shows higher-than-expected earnings, though its four-year earnings occupy a more modest national position. Among federally aided completers who are working and not enrolled, median earnings are $58,796 four years after completion.
Azimuth places that median in the 46th percentile among nonprofit four-year institutions. Earnings beyond expectations, the gap between what graduates earn and what expects for similar students, are in the 79th percentile among nonprofit four-year institutions.
Graduates earn about $8,184 more than the model expects for similar students. Earnings scenarios range from $43,336 in the downside case to $72,367 in the upside case, with the typical scenario matching the observed median.
Federal-loan borrowers who completed had median debt of $22,000, $2,199 below the $24,199 peer median at comparable institutions (same type and size). That debt corresponds to an estimated payment of $250 a month if repaid over ten years.
Above-expected earnings and lower debt point one way, while the median earnings percentile is less strong.
The separate Parent PLUS parent-borrower population has median borrowing of $27,213. For completers with median federal student debt, that debt corresponds to an estimated payment of $250 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $27,213
- Estimated parent payment
- $346/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 20.4% | High pressure |
| $100,000 | 9.1% | Caution |
| $150,000 | 4.4% | Safe |
| $200,000 | 2.9% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $22,000
- Institution Parent PLUS debt
- $27,213
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $250/mo
- Estimated Parent PLUS payment · monthly
- $346/mo
- Modeled student + parent payments
- $596/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $58,796, with a $23,940 annual allowance for basic expenses:
8.6% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.