Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Saint Cloud State University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$10K
+
Room
$11K
+
Books
$1,400
=
Sticker Price
$21,116
$10K+$11K+$1,400=$21,116
Your Family Income
Sticker
$21,116
−
Your Aid
$9,082
=
Net Price
$12,034
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Saint Cloud State University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$21,116
Tuition and Fees
$10,245
Room and Board
$10,596
Books and Supplies
$1,400
Average Financial Aid (Grants and Scholarships)
-$7,587
Average Net Price (What Families Pay)
$13,529
Saint Cloud State University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$8,909
$30–48k
$9,871
$48–75k
$12,034
$75–110k
$14,781
$110k+
$18,989
Understanding Your Aid Package
Saint Cloud State University has a sticker price of $21,116 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $21,116/year
Average aid: $7,587 in grants & scholarships
$48–75K families pay: ~$12,034/year
Student Debt & Repayment
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$21,058
Range (25th–75th)$5,500 – $25,162
Median Parent PLUS Loans$11,598
Debt Manageability
0.36x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$55,813
Earnings Growth
+18%
6 → 10 years post-graduation
Value Added
+$2,787
69th percentile among peers
Earnings Range (10yr post-graduation)
$39,268
25th %ile
$76,074
75th %ile
Frequently Asked Questions about Saint Cloud State University Cost & Financial Aid
Saint Cloud State University's published tuition is $21,116 per year. However, after financial aid, the average student pays $12,034—a difference of $9,082.
Families earning under $30,000 pay an average net price of $8,909 at Saint Cloud State University. 22% of students receive Pell Grants.
Saint Cloud State University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Saint graduates is $21,058, resulting in estimated monthly payments of $223 over 10 years.
Even families earning over $110,000 pay an average net price of $18,989 at Saint—still $2,127 less than the sticker price. Most families qualify for some form of aid.
