Saint Michael's College's published cost of attendance is $69,079. Need-based aid reshapes that figure across income levels: low-income families pay approximately $12,825, middle-income families pay around $18,384, and higher-income families pay approximately $34,539.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $69,079 |
| Tuition and Fees | $51,450 |
| Room and Board | $17,070 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$43,840 |
| Average Net Price (What Families Pay) | $25,239 |
| Family Income | Net Price |
|---|---|
| $0–30k | $12,825 |
| $30–48k | $9,940 |
| $48–75k | $18,384 |
| $75–110k | $26,586 |
| $110k+ | $34,539 |
Saint Michael's College's published cost of attendance is $69,079. Need-based aid reshapes that figure across income levels: low-income families pay approximately $12,825, middle-income families pay around $18,384, and higher-income families pay approximately $34,539. Azimuth ranks Saint Michael's College #1172 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Saint Michael's participates in federal need-based aid programs including Pell Grants and Direct Loans, along with institutional aid. The college's aid structure combines need-based scholarships with federal loan options to help bridge the gap between sticker price and what families actually pay. Families apply using the FAFSA to determine eligibility for need-based aid. Median federal student loan debt at graduation is $26,922, and families using Parent PLUS borrow a median of $44,383; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $60,903, median federal debt of $26,922 projects to a monthly payment of about $304 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of Saint Michael's College earn median 4-year earnings of $60,903, placing Saint Michael's College in the 46.2 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $10,994 less than similar students at comparable institutions, placing Saint Michael's College in the 18.5 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Saint Michael's College #853 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Saint Michael's College's concentration in business and professional fields. Business Administration is the largest program with 75 graduates earning median 4-year earnings of $73,566, performing at 1.1x the national benchmark for the field. The Biology, General program graduates 46 students with median 4-year earnings of $64,203, and Psychology, General graduates 44 with median 4-year earnings of $52,589. Together, these programs anchor Saint Michael's College's economic profile and reflect the college's emphasis on Business as a primary driver of graduate outcomes.
