Cost & financial aid brief
Salisbury University Tuition, Costs & Financial Aid
How much does Salisbury University cost after financial aid?
For the average aid recipient, grants and scholarships offset about 37% of the published cost, a savings of $10,567. The average net price is what remains after that aid is applied, and it is higher for families with more income.
The lowest-income band averages $6,743, while the highest averages $22,759. The spread between those two ends is $16,016, a difference of averages across the bands, not a figure any one family should expect.
Aid is targeted toward lower incomes here, with the climbing steadily through the middle bands. That pattern is a description of how aid is distributed on average, not a guarantee for an individual applicant.
The published cost of attendance is $28,310. Azimuth ranks Salisbury University #535 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $6,743, for those earning $48,001 to $75,000 it is $12,909, and for those earning over $110,000 it is $22,759. The spread between the lowest and highest bands is $16,016.
Aid covers about 37% of the published cost for the average aid recipient. The average net price across all aid recipients is $17,743, which is $3,675 above the $14,068 median for comparable institutions (same type and size).
Borrowers who finish carry a median of $21,000 in federal student loans, $229 below the peer median of $21,229. 90.2% of federal aid recipients take federal loans.
Parents who borrow hold a separate median of $33,815 in Parent PLUS loans. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $239 a month. It estimates costs and payments under different scenarios.
Student loans: what does repayment look like?
The median federal student debt at completion is $21,000. That median sits $229 below the peer median of $21,229 for comparable institutions (same type and size).
If repaid over ten years, the median debt corresponds to an estimated payment of $239 a month. Federal borrowing is widespread: 90.2% of federal aid recipients take federal loans.
Parent borrowers are a separate population, with a median Parent PLUS borrowing of $33,815. In its 2025-26 Common Data Set, the university reported that 52% of its 860 bachelor's graduates borrowed from any source, with an average cumulative debt of $29,070 per borrower.
Of those graduates, 50% held federal loans, averaging $19,719. Of those graduates, 13% held private loans, including those who also borrowed federal loans, averaging $41,047.
The median for federally aided completers who are working and not enrolled is $61,985 four years after graduating. That positions Salisbury University in the 57th percentile among nonprofit four-year institutions.
Earnings are $4,684 above the $57,301 median for comparable institutions (same type and size). Graduates earn about $7,387 less than expects for similar students.
That result sits at the 27th percentile among nonprofit four-year institutions. Earnings scenarios, estimated from the program mix, run from $50,919 on the downside through $61,985 for the typical case to $86,089 on the upside.
Borrowers who finish hold a median of $21,000 in federal loans, which is $229 below the median for comparable institutions (same type and size). If repaid over ten years, that debt corresponds to an estimated payment of $239 a month.
Earnings land above the peer median but below what the model expects, while debt sits almost exactly at the peer median.
For the separate population of parent borrowers, median Parent PLUS borrowing is $33,815. For student borrowers, the median federal debt corresponds to an estimated payment of $239 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $33,815
- Estimated parent payment
- $430/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $21,000
- Institution Parent PLUS debt
- $33,815
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $239/mo
- Estimated Parent PLUS payment · monthly
- $430/mo
- Modeled student + parent payments
- $669/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $61,985, with a $22,590 annual allowance for basic expenses:
7.3% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.