Cost & financial aid brief
Siena Heights University Tuition, Costs & Financial Aid
How much does Siena Heights University cost after financial aid?
Aid offsets a large share of Siena Heights' published cost for the average recipient, although the listed prices vary by family-income band. The difference between the sticker price and average net price is $27,325, representing the average reduction from grants and scholarships rather than a quoted price for any one family.
Aid covers about 61% of the published cost for the average aid recipient. The lowest listed net prices occur in the lower and lower-middle income bands; the middle and upper bands are higher, with the highest-income band not the most expensive listed.
That is a pattern in the published averages, not evidence of what any particular household will receive. The figures show aid concentrated in the overall price picture, with some variation rather than a uniform discount across incomes.
Siena Heights University posts a cost of attendance of $44,449, with aid-recipient prices clustered across its family-income bands. The average net price, what aid recipients pay after grants and scholarships, is $15,624 for the lowest-income band, $15,145 for the lower-middle band, $17,260 for the middle band, $18,284 for the upper-middle band, and $17,857 for the highest-income band.
The spread between the lowest and highest bands is $2,233. Azimuth ranks the university #322 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 61% of the published cost and offsets $27,325 against the sticker price. Across all aid recipients, the average net price is $17,124.
The peer median, the middle value for comparable institutions (same type and size), is $22,347, and the university is $5,223 below it. Published tuition and fees are $30,778, so the aid offset and lower peer comparison point in the same direction.
Federal-loan borrowers who completed have median federal student loan debt of $18,750, and 92.3% of federal aid recipients borrow federal loans. The peer median debt at comparable institutions (same type and size) is $25,000, placing the university $6,250 below that figure.
Parent PLUS borrowers have median borrowing of $17,192. The median federal student debt corresponds to an estimated payment of $213 a month if repaid over ten years.
Student loans: what does repayment look like?
At Siena Heights University, federal borrowing is common, yet the median balance at completion sits below the comparable peer benchmark. 92.3% of federal aid recipients take federal loans.
For borrowers who completed, median federal student loan debt at completion is $18,750. At comparable institutions (same type and size), the peer median is $25,000.
The university’s median is $6,250 below that benchmark, so lower debt relative to peers coincides with a high federal borrowing share. Parents who borrowed through Parent PLUS are a separate parent-borrower population, with median borrowing of $17,192.
Affordability is the strongest pillar at Siena Heights University. Among federally aided graduates who are working and not enrolled, the median four years after completion is $62,131, $6,216 above the median for comparable institutions (same type and size).
That earnings level sits in the 57th percentile among nonprofit four-year institutions. Graduates earn about $359 less than expects for similar students, effectively at the expected level.
That outcome falls in the 53rd percentile. Earnings scenarios, estimated from the program mix, span from $47,069 in a downside case to $82,188 in an upside case, with $62,131 as the typical outcome.
Borrowers who finish carry a median of $18,750 in federal student loans, $6,250 below the $25,000 peer median. That debt corresponds to an estimated payment of $213 a month if repaid over ten years.
The return picture is mixed: earnings land above the peer median but right at the level the model expects for similar students.
Among parent borrowers, median Parent PLUS borrowing is $17,192, a separate population from student federal-loan borrowers. The median federal debt corresponds to an estimated payment of $213 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $17,192
- Estimated parent payment
- $218/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $18,750
- Institution Parent PLUS debt
- $17,192
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $213/mo
- Estimated Parent PLUS payment · monthly
- $218/mo
- Modeled student + parent payments
- $431/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $62,131, with a $22,590 annual allowance for basic expenses:
6.5% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.