Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Southwest Baptist University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$31K
+
Room
$10K
+
Books
$980
=
Sticker Price
$40,301
$31K+$10K+$980=$40,301
Your Family Income
Sticker
$40,301
−
Your Aid
$20,668
=
Net Price
$19,633
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Southwest Baptist University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$40,301
Tuition and Fees
$30,566
Room and Board
$9,776
Books and Supplies
$980
Average Financial Aid (Grants and Scholarships)
-$18,624
Average Net Price (What Families Pay)
$21,677
Southwest Baptist University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$21,978
$30–48k
$17,947
$48–75k
$19,633
$75–110k
$22,016
$110k+
$23,857
Understanding Your Aid Package
Southwest Baptist University has a sticker price of $40,301 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $40,301/year
Average aid: $18,624 in grants & scholarships
$48–75K families pay: ~$19,633/year
Low-income families: Pay ~$21,978/year
36% of students receive Pell Grants
Financial Aid Profile
💰
36%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
36%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$20,957
Range (25th–75th)$5,739 – $25,021
Median Parent PLUS Loans$17,747
Debt Manageability
0.39x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$43,112
Earnings Growth
+11%
6 → 10 years post-graduation
Value Added
+$183
59th percentile among peers
Earnings Range (10yr post-graduation)
$28,512
25th %ile
$67,324
75th %ile
Frequently Asked Questions about Southwest Baptist University Cost & Financial Aid
Southwest Baptist University's published tuition is $40,301 per year. However, after financial aid, the average student pays $19,633—a difference of $20,668.
Families earning under $30,000 pay an average net price of $21,978 at Southwest Baptist University. 36% of students receive Pell Grants.
Southwest Baptist University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Southwest graduates is $20,957, resulting in estimated monthly payments of $222 over 10 years.
Even families earning over $110,000 pay an average net price of $23,857 at Southwest—still $16,444 less than the sticker price. Most families qualify for some form of aid.
