Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Spalding University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$29K
+
Room
$10K
+
Books
$200
=
Sticker Price
$45,530
$29K+$10K+$200=$45,530
Your Family Income
Sticker
$45,530
−
Your Aid
$22,114
=
Net Price
$23,416
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Spalding University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$45,530
Tuition and Fees
$29,200
Room and Board
$9,710
Books and Supplies
$200
Average Financial Aid (Grants and Scholarships)
-$20,039
Average Net Price (What Families Pay)
$25,491
Spalding University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$21,467
$30–48k
$18,835
$48–75k
$23,416
$75–110k
$25,555
$110k+
$29,032
Understanding Your Aid Package
Spalding University has a sticker price of $45,530 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $45,530/year
Average aid: $20,039 in grants & scholarships
$48–75K families pay: ~$23,416/year
Low-income families: Pay ~$21,467/year
36% of students receive Pell Grants
Financial Aid Profile
💰
36%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
35%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$25,250
Range (25th–75th)$7,250 – $26,750
Median Parent PLUS Loans$17,500
Debt Manageability
0.51x
Debt-to-Earnings Ratio
Debt is moderate relative to earnings. Manageable for most graduates, but higher-debt borrowers should plan carefully.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$49,438
vs $50,417 peer avg
Earnings Growth
+15%
6 → 10 years post-graduation
Value Added
+$-1,037
54th percentile among peers
Earnings Range (10yr post-graduation)
$32,269
25th %ile
$75,339
75th %ile
Frequently Asked Questions about Spalding University Cost & Financial Aid
Spalding University's published tuition is $43,474 per year. However, after financial aid, the average student pays $23,416—a difference of $20,058.
Families earning under $30,000 pay an average net price of $21,467 at Spalding University. 36% of students receive Pell Grants.
Spalding University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Spalding University graduates is $25,250, resulting in estimated monthly payments of $268 over 10 years.
Even families earning over $110,000 pay an average net price of $29,032 at Spalding University—still $14,442 less than the sticker price. Most families qualify for some form of aid.
