St. Joseph's University-New York publishes a cost of attendance of $39,254 per year, including $34,535 in tuition, plus $1,000 for books and supplies.
Select your family income to see your estimated cost
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $41,897 |
| Tuition and Fees | $36,550 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$22,862 |
| Average Net Price (What Families Pay) | $19,035 |
| Family Income | Net Price |
|---|---|
| $0–30k | $16,876 |
| $30–48k | $15,633 |
| $48–75k | $16,663 |
| $75–110k | $18,908 |
| $110k+ | $22,947 |
St. Joseph's University-New York publishes a cost of attendance of $39,254 per year, including $34,535 in tuition, plus $1,000 for books and supplies. However, the average student pays significantly less after financial aid is applied. The net price averages $17,622 across all income levels, representing savings of $21,632 compared to the sticker price. This 55% discount reflects substantial institutional financial aid targeting. Compared to peer institutions with a median net price of $27,143, St. Joseph's University-New York costs $9,521 less annually, positioning the institution as more affordable than similar private nonprofit colleges. The gap between published price and actual cost demonstrates the importance of completing financial aid applications rather than making decisions based on sticker prices alone. St. Joseph's University-New York operates a high-discount model where most students receive significant aid packages, making the education more accessible than initial cost figures suggest. Net price varies considerably by family income, with lower-income families paying substantially less through need-based aid programs.
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
St. Joseph's University-New York graduates carry median debt of $22,000, below the peer median of $24,181, indicating controlled borrowing relative to similar institutions. Debt ranges from $7,150 at the 25th percentile to $25,000 at the 75th percentile, showing moderate variation in borrowing patterns. The debt-to-earnings ratio of 0.34 indicates manageable debt burdens relative to post-graduation income potential. With median earnings of $63,905, graduates typically earn nearly three times their debt level, supporting sustainable repayment capacity. Parent PLUS borrowing averages $23,000 with monthly payments of $303, representing additional family investment beyond student loans. The controlled debt levels reflect both institutional aid effectiveness and student borrowing discipline. Debt burdens below peer levels while maintaining comparable earnings create favorable conditions for post-graduation financial stability. The moderate debt ranges suggest most students avoid excessive borrowing that could compromise long-term financial health.
How cost compares to graduate earnings and value added.
St. Joseph's University-New York demonstrates strong return on educational investment through multiple indicators. Graduates earn $13,444 beyond expectations compared to similar students, ranking at the 89.6th percentile nationally for value-added performance. This earnings premium, combined with below-peer debt levels, creates favorable investment conditions. Median earnings of $63,905 exceed peer median earnings by $839, while net costs run $9,521 below peer medians. The debt-to-earnings ratio of 0.34 indicates sustainable borrowing relative to income potential. Return index performance at the 78.2nd percentile with well above average tier designation confirms strong investment characteristics. The combination of accessible pricing, controlled debt, and earnings exceeding expectations positions St. Joseph's University-New York as delivering exceptional educational value. Students can expect positive return on investment through career advancement supported by manageable debt structures.
St. Joseph's University-New York demonstrates above-average affordability performance, ranking at the 59.5th percentile nationally. The net price of $17,622 falls $9,521 below the peer median of $27,143, representing significant savings compared to similar institutions. Median debt of $22,000 remains $2,181 below peer levels, creating favorable borrowing conditions. The debt-to-earnings ratio of 0.34 indicates manageable debt burdens relative to post-graduation earning potential. Net price ranges from $13,649 for lowest-income families to $21,814 for highest-income families, demonstrating progressive aid targeting that supports affordability across income levels.
St. Joseph's University-New York enrolls 34.2% Pell-eligible students, indicating substantial need-based aid distribution to lower-income populations. The $21,632 average financial aid savings demonstrates significant institutional investment in affordability. The progressive net price structure shows aid concentrated among families earning less than $75,000 annually, with moderate aid extending to middle-income families. This aid philosophy aligns with the institution's mission to serve first-generation and economically disadvantaged students. The 37.6% first-generation enrollment rate indicates many students benefit from need-based aid programs designed to increase college access. Net price levels significantly below peer institutions suggest St. Joseph's University-New York prioritizes affordability as a strategic enrollment tool. The substantial aid discounting enables the institution to maintain private college quality while operating at costs competitive with public institutions for many students. Financial aid effectiveness supports the institution's Mobility Engine designation by making quality education accessible to diverse economic backgrounds.
Parent PLUS debt averages $23,000 with monthly payments of $303, representing additional family investment beyond student borrowing. For personalized college cost planning based on your family's specific financial situation, use the Financial GPS tool at collegeazimuth.com/financial-gps. This resource provides individualized net price estimates and loan payment projections tailored to your family's circumstances and financial profile.
