St. Joseph's University-New York's published cost of attendance is $41,897.
Select your family income to see your estimated cost
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $41,897 |
| Tuition and Fees | $36,550 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$22,862 |
| Average Net Price (What Families Pay) | $19,035 |
| Family Income | Net Price |
|---|---|
| $0–30k | $16,876 |
| $30–48k | $15,633 |
| $48–75k | $16,663 |
| $75–110k | $18,908 |
| $110k+ | $22,947 |
St. Joseph's University-New York's published cost of attendance is $41,897. Net price by income band shows meaningful variation: low-income families pay approximately $16,876, middle-income families pay around $16,663, and higher-income families pay approximately $22,947. Azimuth ranks St. Joseph's University-New York #588 for post-graduation affordability among nonprofit four-year institutions — in the 58.8 percentile for post-graduation affordability among nonprofit four-year institutions. St. Joseph's University-New York's aid structure combines need-based and merit components. The university meets demonstrated financial need for admitted students through a combination of grants, scholarships, loans, and work-study. Families apply using the FAFSA and CSS Profile, and the institution participates in federal, state, and institutional aid programs. The gap between sticker price and net price reflects the institution's commitment to need-based aid, though individual aid packages vary within each income band. Median federal student loan debt at graduation is $22,000, and families using Parent PLUS borrow a median of $26,471; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $64,336, median federal debt of $22,000 projects to a monthly payment of about $249 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of St. Joseph's University-New York earn median 4-year earnings of $64,336, placing St. Joseph's University-New York in the 64.1 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn at roughly the same level as similar students at comparable institutions, placing St. Joseph's University-New York in the 54.4 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks St. Joseph's University-New York #615 for return on investment among nonprofit four-year institutions — in the 58.5 percentile for return on investment among nonprofit four-year institutions. The earnings pattern reflects the institution's concentration in education and human services fields. Special Education and Teaching is the largest program with 200 graduates earning median 4-year earnings of $55,812, performing at 1.1x the national benchmark for the field. The Subject-Specific Teacher Education program graduates 94 students earning $63,672, while Business Administration with 90 graduates reaches $63,693. Nursing and Psychology, General round out the top programs, with 84 and 76 graduates respectively earning $104,818 and $59,679. The institution's dominant focus on Education shapes a career-pathway signature aligned with stable, mission-driven employment in schools, nonprofits, and social service organizations across the New York region.
