St. Joseph's University-New York publishes a cost of attendance of $39,254 per year, including $34,535 in tuition, plus $1,000 for books and supplies.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $41,897 |
| Tuition and Fees | $36,550 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$22,862 |
| Average Net Price (What Families Pay) | $19,035 |
| Family Income | Net Price |
|---|---|
| $0–30k | $16,876 |
| $30–48k | $15,633 |
| $48–75k | $16,663 |
| $75–110k | $18,908 |
| $110k+ | $22,947 |
St. Joseph's University-New York publishes a cost of attendance of $39,254 per year, including $34,535 in tuition, plus $1,000 for books and supplies. However, the average student pays significantly less after financial aid is applied.
The net price averages $17,622 across all income levels, representing savings of $21,632 compared to the sticker price. This 55% discount reflects substantial institutional financial aid targeting. Compared to peer institutions with a median net price of $27,143, St.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
St. Joseph's University-New York graduates carry median debt of $22,000, below the peer median of $24,181, indicating controlled borrowing relative to similar institutions.
Debt ranges from $7,150 at the 25th percentile to $25,000 at the 75th percentile, showing moderate variation in borrowing patterns. The debt-to-earnings ratio of 0.34 indicates manageable debt burdens relative to post-graduation income potential.
With median earnings of $63,905, graduates typically earn nearly three times their debt level, supporting sustainable repayment capacity. Parent PLUS borrowing averages $23,000 with monthly payments of $303, representing additional family investment beyond student loans.
How cost compares to graduate earnings and value added.
St. Joseph's University-New York demonstrates strong return on educational investment through multiple indicators.
Graduates earn $13,444 beyond expectations compared to similar students, ranking at the 89.6th percentile nationally for value-added performance. This earnings premium, combined with below-peer debt levels, creates favorable investment conditions.
Median earnings of $63,905 exceed peer median earnings by $839, while net costs run $9,521 below peer medians. The debt-to-earnings ratio of 0.34 indicates sustainable borrowing relative to income potential.
St. Joseph's University-New York enrolls 34.2% Pell-eligible students, indicating substantial need-based aid distribution to lower-income populations.
The $21,632 average financial aid savings demonstrates significant institutional investment in affordability. The progressive net price structure shows aid concentrated among families earning less than $75,000 annually, with moderate aid extending to middle-income families.
This aid philosophy aligns with the institution's mission to serve first-generation and economically disadvantaged students. The 37.6% first-generation enrollment rate indicates many students benefit from need-based aid programs designed to increase college access.
