Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at St. Mary's University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$37K
+
Room
$13K
+
Books
$1,300
=
Sticker Price
$47,999
$37K+$13K+$1,300=$47,999
Your Family Income
Sticker
$47,999
−
Your Aid
$27,446
=
Net Price
$20,553
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
St. Mary's University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$47,999
Tuition and Fees
$37,434
Room and Board
$12,894
Books and Supplies
$1,300
Average Financial Aid (Grants and Scholarships)
-$26,854
Average Net Price (What Families Pay)
$21,145
St. Mary's University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$18,352
$30–48k
$21,470
$48–75k
$20,553
$75–110k
$22,331
$110k+
$24,649
Understanding Your Aid Package
St. Mary's University has a sticker price of $47,999 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $47,999/year
Average aid: $26,854 in grants & scholarships
$48–75K families pay: ~$20,553/year
Low-income families: Pay ~$18,352/year
39% of students receive Pell Grants
Financial Aid Profile
💰
39%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
39%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$25,563
Range (25th–75th)$9,146 – $31,000
Median Parent PLUS Loans$16,723
Debt Manageability
0.44x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$56,955
Earnings Growth
+29%
6 → 10 years post-graduation
Value Added
+$11,909
89th percentile among peers
Earnings Range (10yr post-graduation)
$38,690
25th %ile
$79,025
75th %ile
Frequently Asked Questions about St. Mary's University Cost & Financial Aid
St. Mary's University's published tuition is $47,999 per year. However, after financial aid, the average student pays $20,553—a difference of $27,446.
Families earning under $30,000 pay an average net price of $18,352 at St. Mary's University. 39% of students receive Pell Grants.
St. Mary's University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for St. graduates is $25,563, resulting in estimated monthly payments of $271 over 10 years.
Even families earning over $110,000 pay an average net price of $24,649 at St.—still $23,350 less than the sticker price. Most families qualify for some form of aid.
