St. Mary's University's published cost of attendance is $47,999.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $47,999 |
| Tuition and Fees | $37,434 |
| Room and Board | $12,894 |
| Books and Supplies | $1,300 |
| Average Financial Aid (Grants and Scholarships) | -$26,854 |
| Average Net Price (What Families Pay) | $21,145 |
| Family Income | Net Price |
|---|---|
| $0–30k | $18,352 |
| $30–48k | $21,470 |
| $48–75k | $20,553 |
| $75–110k | $22,331 |
| $110k+ | $24,649 |
St. Mary's University's published cost of attendance is $47,999. Need-based financial aid reshapes that figure across income levels. Low-income families pay approximately $18,352; middle-income families pay around $20,553; higher-income families pay approximately $24,649. Azimuth ranks St. Mary's University #778 for post-graduation affordability among nonprofit four-year institutions — in the 45.4 percentile for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. St. Mary's University meets demonstrated financial need for admitted students through need-based aid, with no merit component. Families apply using the FAFSA and CSS Profile. The aid structure combines institutional grants, federal and state aid, and work-study opportunities to close the gap between sticker price and what families actually pay. Median federal student loan debt at graduation is $25,563, and families using Parent PLUS borrow a median of $16,723; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $58,545, median federal debt of $25,563 projects to a monthly payment of about $289 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of St. Mary's University earn median 4-year earnings of $58,545, placing St. Mary's University in the 38.5 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $11,909 more than similar students at comparable institutions, placing St. Mary's University in the 88.6 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks St. Mary's University #658 for return on investment among nonprofit four-year institutions — in the 55.6 percentile for return on investment among nonprofit four-year institutions. The earnings pattern reflects St. Mary's concentration in business and professional fields. Biology, General is the largest program with 44 graduates earning median 4-year earnings of $46,873, performing at 0.8x the national benchmark for the field. The Finance program graduates 41 students with median 4-year earnings of $82,753, also outperforming its benchmark at 1.0x. Psychology, General and Political Science round out the institution's core program portfolio, with 33 and 30 graduates respectively earning $41,580 and $46,620 four years after enrollment. This program-level strength in business and related professional fields drives the institution's solid long-term financial outcomes for graduates entering the San Antonio regional labor market and beyond.
