Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at St. Thomas University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$35K
+
Room
$13K
+
Books
$360
=
Sticker Price
$51,205
$35K+$13K+$360=$51,205
Your Family Income
Sticker
$51,205
−
Your Aid
$24,083
=
Net Price
$27,122
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
St. Thomas University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$51,205
Tuition and Fees
$34,770
Room and Board
$13,210
Books and Supplies
$360
Average Financial Aid (Grants and Scholarships)
-$24,893
Average Net Price (What Families Pay)
$26,312
St. Thomas University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$24,657
$30–48k
$26,101
$48–75k
$27,122
$75–110k
$29,081
$110k+
$30,098
Understanding Your Aid Package
St. Thomas University has a sticker price of $51,205 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $51,205/year
Average aid: $24,893 in grants & scholarships
$48–75K families pay: ~$27,122/year
Low-income families: Pay ~$24,657/year
27% of students receive Pell Grants
Financial Aid Profile
💰
27%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
41%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$19,125
Range (25th–75th)$6,726 – $27,500
Median Parent PLUS Loans$13,272
Debt Manageability
0.27x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$54,272
Earnings Growth
+22%
6 → 10 years post-graduation
Value Added
+$22,532
97th percentile among peers
Earnings Range (10yr post-graduation)
$32,619
25th %ile
$82,134
75th %ile
Frequently Asked Questions about St. Thomas University Cost & Financial Aid
St. Thomas University's published tuition is $51,205 per year. However, after financial aid, the average student pays $27,122—a difference of $24,083.
Families earning under $30,000 pay an average net price of $24,657 at St. Thomas University. 27% of students receive Pell Grants.
St. Thomas University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for St. graduates is $19,125, resulting in estimated monthly payments of $203 over 10 years.
Even families earning over $110,000 pay an average net price of $30,098 at St.—still $21,107 less than the sticker price. Most families qualify for some form of aid.
