State University of New York at Cortland's published cost of attendance is $28,108. Financial aid reshapes that figure across income levels.
Select your family income to see your estimated cost
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $28,108 |
| Tuition and Fees | $18,784 |
| Room and Board | $15,560 |
| Books and Supplies | $1,200 |
| Average Financial Aid (Grants and Scholarships) | -$5,763 |
| Average Net Price (What Families Pay) | $22,345 |
| Family Income | Net Price |
|---|---|
| $0–30k | $12,550 |
| $30–48k | $16,453 |
| $48–75k | $20,102 |
| $75–110k | $21,636 |
| $110k+ | $25,853 |
State University of New York at Cortland's published cost of attendance is $28,108. Financial aid reshapes that figure across income levels. Low-income families pay approximately $12,550; middle-income families pay about $20,102; higher-income families pay approximately $25,853. Azimuth ranks State University of New York At Cortland #717 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. As a public university, SUNY Cortland's tuition structure and state support create a more compressed net-price spread than many private institutions. The university participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. Most students receive need-based aid, and the net-price figures above reflect how that aid closes the gap between sticker price and what families actually pay. Median federal student loan debt at graduation is $21,500, and families using Parent PLUS borrow a median of $24,455; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's typical four-year earnings, median federal debt of $21,500 projects to a monthly payment of about $243 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of State University of New York At Cortland earn median 4-year earnings of $58,555, placing the institution in the 38.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $12,032 less than similar students at comparable institutions, placing State University of New York At Cortland in the 16.4 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks State University of New York At Cortland #959 for return on investment among nonprofit four-year institutions. The earnings pattern reflects State University of New York At Cortland's concentration in education and related fields. Kinesiology is the largest program with 236 graduates earning median 4-year earnings of $56,466, at 1.0x the national benchmark for the field. The Subject-Specific Teacher Education program graduates 233 students earning $63,201, and the The Teacher Education program graduates 138 students earning $62,275. These programs anchor the institution's degree output and shape the overall earnings trajectory for most graduates.
