Sum Bible College and Theological Seminary's published cost of attendance is $24,956. Net price by income band reflects the institution's need-based aid structure: low-income families pay approximately $21,249, middle-income families pay around $21,807, and higher-income families pay approximately $17,426.
Select your family income to see your estimated cost
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $24,956 |
| Tuition and Fees | $10,460 |
| Room and Board | $7,380 |
| Books and Supplies | $800 |
| Average Financial Aid (Grants and Scholarships) | -$3,276 |
| Average Net Price (What Families Pay) | $21,680 |
| Family Income | Net Price |
|---|---|
| $0–30k | $21,249 |
| $30–48k | $22,068 |
| $48–75k | $21,807 |
| $75–110k | $23,144 |
| $110k+ | $17,426 |
Sum Bible College and Theological Seminary's published cost of attendance is $24,956. Net price by income band reflects the institution's need-based aid structure: low-income families pay approximately $21,249, middle-income families pay around $21,807, and higher-income families pay approximately $17,426. Azimuth ranks Sum Bible College and Theological Seminary #754 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Aid at Sum Bible College and Theological Seminary is distributed through federal (Pell Grants, Direct Loans), state, and institutional sources. Families apply for need-based aid using the FAFSA, and the institution works to bridge the gap between published cost and what families can afford based on demonstrated financial need. Median federal student loan debt at graduation is $26,677, and families using Parent PLUS borrow a median of $7,103; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $38,089, median federal debt of $26,677 projects to a monthly payment of about $301 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Sum Bible College and Theological Seminary earn median 4-year earnings of $38,089, placing the institution in the 1.2 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $33,678 less than similar students at comparable institutions, placing Sum Bible College and Theological Seminary in the 1.8 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Sum Bible College and Theological Seminary #1474 for return on investment among nonprofit four-year institutions. Bible/Biblical Studies is the institution's primary program, with 47 graduates earning median 4-year earnings of $36,973. This represents approximately 0.8× the national benchmark for the field, reflecting strong alignment between theological education and graduate earnings trajectories. The concentration in Theology shapes the institution's overall earnings profile and career outcomes for students pursuing ministry and faith-based vocations.
