Sum Bible College And Theological Seminary Cost & Financial Aid
Affordability Summary
Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Sum Bible College And Theological Seminary
Select your family income to see your estimated cost
The Cost Formula
Tuition
$10K
+
Room
$7K
+
Books
$800
=
Sticker Price
$24,956
$10K+$7K+$800=$24,956
Your Family Income
Sticker
$24,956
−
Your Aid
$3,149
=
Net Price
$21,807
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Sum Bible College And Theological Seminary Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$24,956
Tuition and Fees
$10,460
Room and Board
$7,380
Books and Supplies
$800
Average Financial Aid (Grants and Scholarships)
-$3,276
Average Net Price (What Families Pay)
$21,680
Sum Bible College And Theological Seminary Net Price by Family Income Level
Family Income
Net Price
$0–30k
$21,249
$30–48k
$22,068
$48–75k
$21,807
$75–110k
$23,144
$110k+
$17,426
Understanding Your Aid Package
Sum Bible College And Theological Seminary has a sticker price of $24,956 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $24,956/year
Average aid: $3,276 in grants & scholarships
~$21,807/year
Student Debt & Repayment
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$26,677
Range (25th–75th)$5,757 – $24,500
Median Parent PLUS Loans$7,103
Debt Manageability
0.70x
Debt-to-Earnings Ratio
Debt is moderate relative to earnings. Manageable for most graduates, but higher-debt borrowers should plan carefully.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$35,418
Earnings Growth
+15%
6 → 10 years post-graduation
Value Added
+$-33,678
2th percentile among peers
Earnings Range (10yr post-graduation)
$19,863
25th %ile
$51,604
75th %ile
Frequently Asked Questions about Sum Bible College And Theological Seminary Cost & Financial Aid
Sum Bible College And Theological Seminary's published tuition is $24,956 per year. However, after financial aid, the average student pays $21,807—a difference of $3,149.
Families earning under $30,000 pay an average net price of $21,249 at Sum Bible College And Theological Seminary. 45% of students receive Pell Grants.
Sum Bible College And Theological Seminary offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Sum graduates is $26,677, resulting in estimated monthly payments of $283 over 10 years.
Even families earning over $110,000 pay an average net price of $17,426 at Sum—still $7,530 less than the sticker price. Most families qualify for some form of aid.