Cost & financial aid brief
SUNY at Fredonia Tuition, Costs & Financial Aid
How much does SUNY at Fredonia cost after financial aid?
Aid covers about 39% of the published cost for the average aid recipient, showing that the listed annual price is not the final price for that group. The gap between the published cost and the average net price is an average aid offset, rather than a guarantee for any household.
Across the income bands, average net prices move upward from the lowest-income group through the highest-income group. That pattern shows aid targeting toward families with lower incomes: their average remaining price is lower, while families in higher bands face higher average net prices.
The broad cost picture therefore depends on household income as well as the published charge.
The published cost of attendance at SUNY at Fredonia is $25,879. Azimuth ranks the university #467 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $9,395, for those earning $48,001 to $75,000 it is $16,116, and for those earning over $110,000 it is $20,743. The spread between the lowest and highest bands is $11,348.
Aid covers about 39% of the published cost for the average aid recipient, bringing the average net price across all aid recipients to $15,897. That figure is $1,829 above the $14,068 median for comparable institutions (same type and size).
In-state tuition and fees are $8,831, and out-of-state tuition and fees are $19,771. Borrowers who finish carry a median of $24,250 in federal student loans.
That is $3,021 above the peer median of $21,229, and 92.2% of federal aid recipients take federal loans. Parents who borrow hold a separate median of $17,580 in Parent PLUS loans.
If repaid over ten years, the median federal debt corresponds to an estimated payment of $276 a month.
Student loans: what does repayment look like?
Federal borrowing is widespread at SUNY at Fredonia: 92.2% of federal aid recipients take federal loans, and borrowers who complete have median federal student loan debt of $24,250. The peer median is $21,229 at comparable institutions (same type and size); Fredonia’s median is above that figure by $3,021.
For the separate population of Parent PLUS parent borrowers, median borrowing is $17,580. Broad federal borrowing and debt above the peer median point in the same direction.
The investment picture at SUNY at Fredonia is mixed: graduates earn less than peers and carry more debt, but the net price for lower-income families is moderate. Return is the weakest of the university's four pillars.
Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $52,192, at the 24th percentile nationally. That is $5,109 below the $57,301 median for comparable institutions (same type and size).
Graduates earn about $13,700 less than expects for similar students, an outcome at the 10th percentile. Earnings scenarios, estimated from the program mix, range from $44,027 in a downside case to $62,172 in an upside case, with $52,192 as the typical scenario.
Borrowers who finish carry a median of $24,250 in federal student loans, $3,021 above the $21,229 peer median. That debt corresponds to an estimated payment of $276 a month if repaid over ten years.
Among the separate Parent PLUS parent-borrower population, median borrowing was $17,580. Median federal student debt corresponds to an estimated payment of $276 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $17,580
- Estimated parent payment
- $223/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $24,250
- Institution Parent PLUS debt
- $17,580
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $276/mo
- Estimated Parent PLUS payment · monthly
- $223/mo
- Modeled student + parent payments
- $499/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $52,192, with a $22,590 annual allowance for basic expenses:
11.2% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.