Cost & financial aid brief
SUNY Maritime College Tuition, Costs & Financial Aid
How much does SUNY Maritime College cost after financial aid?
Aid covers about 25% of the published cost for the average aid recipient, a reduction of $7,419 from the sticker price. Average net prices range from $11,726 for families earning under $30,000 to $27,565 for those earning over $110,000.
The spread between the lowest and highest bands is $15,839, a pattern of lower average costs at lower incomes rather than a flat discount.
The published cost of attendance at SUNY Maritime College is $29,786. Azimuth ranks the university #906 for affordability among nonprofit four-year institutions.
For families earning under $30,000, it is $11,726; for those earning $48,001 to $75,000, it is $20,721; and for those earning over $110,000, it is $27,565. The spread between the lowest and highest bands is $15,839.
Aid covers about 25% of the published cost for the average aid recipient. The average net price across all aid recipients is $22,367, which is $9,545 above the $12,822 median for comparable institutions (same type and size).
Borrowers who complete a degree carry a median of $23,250 in federal student loans. That is $3,750 above the $19,500 median for comparable institutions.
90.6% of federal aid recipients borrow federal loans. Parents who borrow through the separate Parent PLUS program hold a median of $38,700.
If repaid over ten years, the median student debt corresponds to an estimated payment of $264 a month.
Student loans: what does repayment look like?
Federal-loan borrowers who complete a degree at SUNY Maritime College leave with a median of $23,250. 90.6% of federal aid recipients take federal loans.
That median is $3,750 above the $19,500 median for comparable institutions (same type and size). Parents who borrow through the separate Parent PLUS program carry a median of $38,700.
Four years after completing a degree, federally aided graduates of SUNY Maritime College earn a median of $104,752. That figure is $51,636 above the $53,116 median for comparable institutions (same type and size), and it sits at the 97th percentile nationally.
Graduates earn about $21,058 more than expects for similar students, a result at the 96th percentile. Earnings scenarios, estimated from the program mix, range from $74,987 on the downside to $115,831 on the upside, with a typical scenario of $104,752.
Borrowers who finish leave with a median of $23,250 in federal loans. That is $3,750 above the peer median of $19,500, and if repaid over ten years it corresponds to an estimated payment of $264 a month.
Earnings are $51,636 above the peer median, and graduates earn about $21,058 more than the model expects for similar students. Median debt is $3,750 above the peer figure.
For the separate population of parent borrowers, median Parent PLUS borrowing is $38,700. For student borrowers, that debt corresponds to an estimated payment of $264 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $38,700
- Estimated parent payment
- $492/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 29.0% | High pressure |
| $100,000 | 13.0% | High pressure |
| $150,000 | 6.2% | Caution |
| $200,000 | 4.1% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $23,250
- Institution Parent PLUS debt
- $38,700
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $264/mo
- Estimated Parent PLUS payment · monthly
- $492/mo
- Modeled student + parent payments
- $756/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $104,752, with a $23,940 annual allowance for basic expenses:
3.9% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.