Cost & financial aid brief
Taylor University Tuition, Costs & Financial Aid
How much does Taylor University cost after financial aid?
At Taylor University, aid offsets more than half of published cost for the average recipient, and prices after aid differ by family income. Aid covers about 53% of the published cost for the average aid recipient.
The sticker-to-net difference is $28,540 in average aid savings, rather than a quoted offer for any one family. Across the income bands, average net prices run from $16,143 in the lowest band to $30,050 in the highest, with $17,262, $18,100, and $23,504 in the bands between.
That pattern shows lower for lower-income aid recipients, not equal pricing across family incomes.
Taylor University publishes a cost of attendance of $53,405, and aid-recipient prices vary across family-income bands. The average net price is $16,143 for the lowest family-income band, $17,262 for the lower-middle band, $18,100 for the middle band, $23,504 for the upper-middle band, and $30,050 for the highest band.
The spread between the lowest and highest bands is $13,907. Azimuth ranks the university #982 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 53% of the published cost, or average savings of $28,540 against the sticker price. Across all aid recipients, average net price, what aid recipients pay after grants and scholarships, is $24,865.
That figure is $2,506 below the peer median of $27,371, the middle value for comparable institutions (same type and size). Published tuition and fees are $40,490, with room and board listed at $12,029.
Among federal-loan borrowers who completed, median federal student loan debt is $20,500, which is $3,699 below the $24,199 peer median at comparable institutions (same type and size). 94.5% of federal aid recipients borrow federal loans, and that debt corresponds to an estimated payment of $233 a month if repaid over ten years.
Parent borrowers have median Parent PLUS borrowing of $45,174.
Student loans: what does repayment look like?
Federal borrowing is central to the financing picture at Taylor University, where 94.5% of federal aid recipients take federal loans. For borrowers who complete, median federal student loan debt at completion is $20,500.
Among comparable institutions (same type and size), the peer median federal debt is $24,199, with the university’s median $3,699 below that mark. A separate parent-borrower population has median Parent PLUS borrowing of $45,174.
Mobility is the strongest Azimuth pillar for Taylor University, but its earnings and cost picture asks for close attention. Graduates earn a median of $51,779 four years after completion, placing that earnings measure in the 23rd percentile among nonprofit four-year institutions.
Graduates earn about $18,155 less than expects for similar students. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, stands in the 5th percentile among nonprofit four-year institutions.
The earnings scenarios run from $44,242 in the downside case to $88,464 in the upside case, with $51,779 as the typical scenario. Median federal debt is $20,500, which is $3,699 below the $24,199 peer median.
That debt corresponds to an estimated payment of $233 a month if repaid over ten years. Lower debt sits alongside earnings that fall below both the model’s expectation and the comparable-institution median.
For parent borrowers, median Parent PLUS borrowing is $45,174, separate from federal student borrowing. For completers with median federal student debt, that debt corresponds to an estimated payment of $233 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $45,174
- Estimated parent payment
- $574/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $20,500
- Institution Parent PLUS debt
- $45,174
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $233/mo
- Estimated Parent PLUS payment · monthly
- $574/mo
- Modeled student + parent payments
- $807/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $51,779, with a $22,590 annual allowance for basic expenses:
9.6% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.