Cost & financial aid brief
Texas A & M University-Corpus Christi Tuition, Costs & Financial Aid
How much does TAMUCC cost after financial aid?
For aid recipients at Texas A & M University-Corpus Christi, the published cost of $25,210 falls to an average net price of $15,225, an average aid offset of $9,985. Aid covers about 40% of the published cost for the average aid recipient.
Average net prices range from $11,445 for the lowest income band to $23,426 for the highest, with $11,961, $14,180, and $19,479 across the intervening bands. This pricing pattern places lower average prices in the lower income bands.
In its 2025-26 Common Data Set, the university reported that, in the 2025-26 academic year, first-year aided students with need had an average 53% of need met. The average need-based grant was $10,401, and the average package was $11,711.
Of 1,406 first-year students determined to have need, 37 had it fully met. In the 2025-26 academic year, merit aid went to 2,314 first-year students, averaging $1,393.
The published cost of attendance at Texas A & M University-Corpus Christi is $25,210, but aid recipients see lower average net prices that vary by family-income band. The average net price, what aid recipients pay after grants and scholarships, is $11,445 in the lowest family-income band, $11,961 in the next band, $14,180 in the middle band, $19,479 in the upper-middle band, and $23,426 in the highest band.
The spread between the lowest and highest bands is $11,981. Azimuth ranks the university #460 for affordability among nonprofit four-year institutions.
For the average aid recipient, financial aid savings of $9,985 mean that aid covers about 40% of the published cost. The average net price across all aid recipients is $15,225, which is $1,157 above the peer median of $14,068 for comparable institutions (same type and size).
Published in-state tuition is $9,748, out-of-state tuition is $20,794, and room and board is $12,748. Among borrowers who complete, median federal student loan debt is $23,000, and 83.7% of federal aid recipients borrow federal loans.
That median is $1,771 above the $21,229 peer median for comparable institutions (same type and size). That debt corresponds to an estimated payment of $261 a month if repaid over ten years.
Median Parent PLUS borrowing for parent borrowers is $25,348.
Student loans: what does repayment look like?
Federal borrowing is common at Texas A & M University-Corpus Christi: 83.7% of federal aid recipients take federal loans. Among borrowers who complete, median federal student loan debt is $23,000.
That median is $1,771 above the peer median of $21,229 for comparable institutions (same type and size). Parent PLUS borrowing is a separate population, with parents who borrow holding a median of $25,348.
In its 2025-26 Common Data Set, the university reported that 53% of graduates held federal loans, with an average cumulative federal principal of $22,143 per federal borrower.
At Texas A & M University-Corpus Christi, graduates earn about $6,117 more than expects for similar students. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, are in the 74th percentile among nonprofit four-year institutions.
Four years after completion, median earnings are $59,765, placing the university in the 50th percentile among nonprofit four-year institutions. Earnings scenarios put downside earnings at $44,318, typical earnings at the reported median, and upside earnings at $81,668.
Median federal student loan debt at completion is $23,000, above the $21,229 peer median, the middle value for comparable institutions (same type and size), by $1,771. That debt corresponds to an estimated payment of $261 a month if repaid over ten years. Higher-than-expected earnings sit alongside debt above the peer median.
The median federal debt corresponds to an estimated payment of $261 a month if repaid over ten years. Parent borrowers have median Parent PLUS borrowing of $25,348, a separate federal borrowing population.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $25,348
- Estimated parent payment
- $322/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 19.0% | High pressure |
| $100,000 | 8.5% | Caution |
| $150,000 | 4.1% | Safe |
| $200,000 | 2.7% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $23,000
- Institution Parent PLUS debt
- $25,348
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $261/mo
- Estimated Parent PLUS payment · monthly
- $322/mo
- Modeled student + parent payments
- $583/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $59,765, with a $23,940 annual allowance for basic expenses:
8.7% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.