Texas A&M University-San Antonio's published cost of attendance is $21,840 per year, consisting of $9,548 in-state tuition, $10,760 for room and board, and $1,200 for books and supplies. Out-of-state students face tuition of $23,124, raising total costs accordingly.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $21,840 |
| Tuition and Fees | $23,124 |
| Room and Board | $10,760 |
| Books and Supplies | $1,200 |
| Average Financial Aid (Grants and Scholarships) | -$8,620 |
| Average Net Price (What Families Pay) | $13,220 |
| Family Income | Net Price |
|---|---|
| $0–30k | $11,412 |
| $30–48k | $11,600 |
| $48–75k | $14,295 |
| $75–110k | $18,063 |
| $110k+ | $20,436 |
Texas A&M University-San Antonio's published cost of attendance is $21,840 per year, consisting of $9,548 in-state tuition, $10,760 for room and board, and $1,200 for books and supplies. Out-of-state students face tuition of $23,124, raising total costs accordingly. However, the average student pays just $13,220 after financial aid—a savings of $8,620 from the sticker price.
This net price sits $873 above the peer median of $14,093, positioning the university competitively among similar institutions. The financial aid system effectively reduces costs for most families, with net prices varying significantly by income level. Lower-income families benefit most from aid targeting, while higher-income families approach closer to published costs.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Median student debt at Texas A&M University-San Antonio reaches $18,401, with the middle 50% of borrowers owing between $3,750 and $8,937. This debt level sits $2,704 below the peer median of $21,105, representing well above average performance in debt control.
The 78th percentile ranking for low debt demonstrates the university's effectiveness in keeping borrowing manageable relative to similar institutions. The debt-to-earnings ratio of 0.34 indicates graduates dedicate roughly one-third of first-year earnings to debt service, within reasonable bounds for educational investment.
Parent PLUS borrowers face a median debt of $10,000 with monthly payments of $132, representing additional family investment in education. The combination of controlled student debt and reasonable parent borrowing creates sustainable debt loads that support long-term financial stability.
How cost compares to graduate earnings and value added.
Texas A&M University-San Antonio generates strong return on educational investment through the combination of controlled costs and solid earnings outcomes. Graduates earn $11,284 beyond expectations relative to similar students nationally, placing the university in the 87th percentile for this key value measure—well above average performance.
Median earnings of $54,338 exceed the peer median by $4,222, while student debt remains $2,704 below peer levels. This combination creates favorable investment dynamics where graduates achieve higher earnings with lower debt compared to similar institutions.
The debt-to-earnings ratio of 0.34 indicates manageable debt service, while the strong value-added earnings performance suggests the educational investment pays meaningful dividends. For students seeking accessible education with solid financial returns, Texas A&M University-San Antonio delivers compelling value through this combination of affordability and outcomes that exceed expectations for its student population.
Texas A&M University-San Antonio enrolls 50.8% Pell-eligible students, well above the national average for four-year institutions, indicating strong commitment to serving lower-income families. The $8,620 average financial aid savings represents 39% of the full cost of attendance, showing meaningful aid impact across the student body.
Net prices progress logically by income tier, with the steepest aid concentrated toward families earning under $48,000 annually. This progressive aid structure supports the university's role serving first-generation students (53.5%) and transfer students (44.3%), populations that often face financial constraints.
The aid system effectively makes higher education accessible to students who might otherwise face affordability barriers, supporting the institution's open access mission while maintaining educational quality. Federal, state, and institutional aid combine to create these savings, though specific aid composition varies by individual student circumstances.
