Cost & financial aid brief
The University of Tampa Tuition, Costs & Financial Aid
How much does The University of Tampa cost after financial aid?
Aid lowers the listed cost for recipients, yet the published price remains much higher than the average net price. Aid covers about 30% of the published cost for the average aid recipient.
The income-band figures show the smallest average net prices at lower incomes and progressively higher prices in upper bands. That is a pattern of larger aid offsets at lower family incomes, though averages within bands cannot predict a particular family’s result.
The figures show discounts across the income range, but the remaining average prices align with the university’s weak affordability standing among its peers.
The published cost at The University of Tampa is $51,614, leaving aid recipients with average net prices that differ across family-income bands. In the lowest family-income band, the average net price is $30,011; it is $31,513 in the next band, $31,898 in the middle band, $34,691 in the next-highest band, and $37,975 in the highest family-income band.
The spread between the lowest and highest bands is $7,964. Azimuth ranks the university #1,334 for affordability among nonprofit four-year institutions.
Aid covers about 30% of the published cost for the average aid recipient, though that average does not promise a particular package. The average net price, what aid recipients pay after grants and scholarships, is $36,211, with $15,403 in average aid savings against the sticker price.
That average is level with the peer median of $36,211 for comparable institutions (same type and size). Published tuition and fees are $34,408, so aid reduces the charge but does not bring the average price below the peer median.
For federal-loan borrowers who completed, median federal student loan debt at completion is $24,211. It is $1,043 above the peer median of $23,168 for comparable institutions (same type and size), and 91.3% of federal aid recipients borrow federal loans.
That debt corresponds to an estimated payment of $275 a month if repaid over ten years. Parent borrowers have median Parent PLUS borrowing of $53,549.
Student loans: what does repayment look like?
Federal borrowing is widespread at The University of Tampa, with 91.3% of federal aid recipients taking federal loans. For borrowers who complete, median federal student loan debt is $24,211.
Comparable institutions (same type and size) have a peer median federal debt of $23,168, placing Tampa's median above it by $1,043. For the separate population of Parent PLUS borrowers, the median debt is $53,549.
At The University of Tampa, the investment picture is mixed: graduates earn about $14,510 less than expects for similar students. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, sit in the 9th percentile among nonprofit four-year institutions.
Median earnings are $62,720 four years after completion, and Azimuth places that figure in the 59th percentile among nonprofit four-year institutions. The earnings scenarios span $47,788 in the downside scenario, $62,720 in the typical scenario, and $87,643 in the upside scenario.
Median federal student loan debt at completion is $24,211, above the $23,168 peer median, the middle value for comparable institutions (same type and size), by $1,043. That debt corresponds to an estimated payment of $275 a month if repaid over ten years.
Below-peer debt sits alongside earnings that fall short of the model’s expectations.
For the separate population of Parent PLUS parent borrowers, median federal borrowing is $53,549. For student borrowers, that debt corresponds to an estimated payment of $275 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $53,549
- Estimated parent payment
- $680/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 40.1% | High pressure |
| $100,000 | 18.0% | High pressure |
| $150,000 | 8.6% | Caution |
| $200,000 | 5.6% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $24,211
- Institution Parent PLUS debt
- $53,549
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $275/mo
- Estimated Parent PLUS payment · monthly
- $680/mo
- Modeled student + parent payments
- $955/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $62,720, with a $23,940 annual allowance for basic expenses:
8.5% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.