The University of Texas at San Antonio's published cost of attendance is $21,474 per year, including $8,991 in-state tuition, $11,843 for room and board, and $1,000 for books and supplies. Out-of-state students face $21,965 in tuition, bringing their total cost to $34,808.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $22,352 |
| Tuition and Fees | $22,051 |
| Room and Board | $14,912 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$11,516 |
| Average Net Price (What Families Pay) | $10,836 |
| Family Income | Net Price |
|---|---|
| $0–30k | $7,870 |
| $30–48k | $7,847 |
| $48–75k | $9,172 |
| $75–110k | $15,446 |
| $110k+ | $20,489 |
The University of Texas at San Antonio's published cost of attendance is $21,474 per year, including $8,991 in-state tuition, $11,843 for room and board, and $1,000 for books and supplies. Out-of-state students face $21,965 in tuition, bringing their total cost to $34,808. However, the average student pays just $11,234 after financial aid, representing savings of $10,240 from the sticker price.
This net price places UTSA $4,356 above the peer median of $15,590, though this difference reflects the comprehensive nature of aid packaging rather than affordability concerns. The substantial gap between published prices and actual costs demonstrates UTSA's commitment to making education accessible through robust financial aid programs. Texas residents benefit from relatively low in-state tuition compared to national averages, while the room and board costs reflect the affordable cost of living in San Antonio.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
UTSA graduates carry median debt of $20,500, exactly matching the peer median and ranking at the 66th percentile nationally. Debt levels range from $5,500 at the 25th percentile to $26,483 at the 75th percentile, showing controlled borrowing across the student population.
The debt-to-earnings ratio of 0.36 indicates manageable debt relative to post-graduation income, falling within sustainable ranges for most career paths. Parent PLUS loans show median debt of $13,388 with monthly payments of $176, representing additional family borrowing beyond student loans.
The peer-level debt combined with above-average earnings beyond expectations creates favorable conditions for loan repayment. Graduates can expect their debt burden to remain manageable relative to career earnings, particularly given the steady earnings growth from $46,340 at six years to $57,131 at ten years after graduation.
How cost compares to graduate earnings and value added.
UTSA delivers solid return on educational investment through the combination of controlled costs, manageable debt, and above-average earnings performance. Graduates earn $1,958 beyond expectations, ranking at the 63.5th percentile nationally for value-added outcomes.
With median debt at peer levels and earnings reaching $57,131 ten years after graduation, the institution provides favorable debt-to-earnings ratios supporting sustainable loan repayment. The $11,234 average net price represents reasonable cost for the earnings outcomes achieved, particularly considering the institution's success with diverse student populations.
UTSA's 98.5th percentile mobility ranking reflects exceptional ability to convert educational access into economic advancement, making it particularly valuable for first-generation and lower-income students. The combination of open admissions, controlled borrowing, and solid career outcomes creates an investment proposition that balances accessibility with post-graduation success.
UTSA serves 42.2% Pell-eligible students, well above the national average for public universities, indicating substantial enrollment of students from lower-income backgrounds. The $10,240 gap between sticker price and average net price demonstrates comprehensive aid packaging that makes education affordable across income levels.
Financial aid effectively reduces costs for most students, with the lowest-income families paying less than $8,000 annually while middle-income families pay under $10,000. This aid concentration supports the university's access mission and contributes to its Mobility Engine designation.
The progressive aid structure ensures that students most likely to benefit from economic mobility receive the greatest financial assistance, creating pathways for first-generation and lower-income students to complete degrees with manageable financial burden. State funding, federal aid, and institutional scholarships combine to create aid packages that make UTSA accessible to students across diverse economic backgrounds while maintaining affordability for middle-class families.
