Cost & financial aid brief
Tufts University Tuition, Costs & Financial Aid
How much does Tufts University cost after financial aid?
Aid makes a large reduction from the published price for the average recipient, but the remaining cost depends heavily on family income. Aid covers about 55% of the published cost for the average aid recipient, leaving a sticker-to-net gap of $48,302.
Average net price is $11,284 in the lowest income band and $58,570 in the highest band, with $9,811, $14,923, and $23,311 across the intervening bands. This pattern shows lower average net prices at lower family incomes, rather than a uniform discount from the published cost.
At Tufts University, the published cost of attendance is $88,300 (an average across living arrangements), so aid makes a large difference to the price families face. Average net price, what aid recipients pay after grants and scholarships, is $11,284 for families earning under thirty thousand dollars; $9,811 for families earning from thirty thousand and one dollars through forty-eight thousand dollars; $14,923 for families earning from forty-eight thousand and one dollars through seventy-five thousand dollars; $23,311 for families earning from seventy-five thousand and one dollars through one hundred ten thousand dollars; and $58,570 for families earning over one hundred ten thousand dollars.
The spread between the lowest and highest bands is $47,286, and Azimuth ranks the university #1,275 for affordability among nonprofit four-year institutions. Aid covers about 55% of the published cost for the average aid recipient, offsetting $48,302 against the sticker price and leaving an average net price of $39,998 across aid recipients.
The peer median, the middle value for comparable institutions (same type and size), is $27,371; the university’s average is $12,627 above that figure. Published tuition and fees are $70,704, with room and board at $18,588.
Aid reduces the listed price substantially, yet the average price for aid recipients remains above the comparable-school median. Among federal-loan borrowers who completed, median federal student loan debt is $16,250, and 74.6% of federal aid recipients borrow federal loans.
The median at comparable institutions (same type and size) is $24,199, placing the university $7,949 below that figure. That debt corresponds to an estimated payment of $185 a month if repaid over ten years.
Median Parent PLUS borrowing among parent borrowers is $38,325.
Student loans: what does repayment look like?
Federal borrowing at Tufts University ends below the comparable-institution benchmark for completers. Median federal student loan debt at completion is $16,250, which is $7,949 below the $24,199 peer median for comparable institutions (same type and size).
Federal loans are used by 74.6% of federal aid recipients. For the separate parent-borrower population, median Parent PLUS borrowing is $38,325.
In its 2024-25 Common Data Set, the university reported that 26% of graduates borrowed from any source, with average cumulative borrowing of $25,584 per borrower. That figure includes 25% of graduates with federal loans, averaging $15,190 per federal borrower.
It also includes 4% of graduates with private loans, averaging $64,668 per private borrower.
Tufts University presents a mixed return picture: observed earnings are high, while result is less favorable. Graduates working and not enrolled have median earnings of $97,474 four years after completion.
Azimuth places that earnings figure in the 96th percentile among nonprofit four-year institutions. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, offers a separate model-based measure.
Graduates earn about $7,804 less than the model expects for similar students. Azimuth places that measure in the 26th percentile among nonprofit four-year institutions.
Earnings scenarios place earnings at $60,388 in a downside case, $97,474 in a typical case, and $138,417 in an upside case. Median federal debt is $16,250, compared with $24,199 at comparable institutions (same type and size); it is $7,949 below the peer median.
That debt corresponds to an estimated payment of $185 a month if repaid over ten years. High observed earnings and lower debt point one way, but point another.
Among the separate population of Parent PLUS parent borrowers, median borrowing was $38,325. For student borrowers at the median federal debt level, that debt corresponds to an estimated payment of $185 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $38,325
- Estimated parent payment
- $487/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $16,250
- Institution Parent PLUS debt
- $38,325
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $185/mo
- Estimated Parent PLUS payment · monthly
- $487/mo
- Modeled student + parent payments
- $672/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $97,474, with a $22,590 annual allowance for basic expenses:
3.0% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.