Cost & financial aid brief
University of Alabama in Huntsville Tuition, Costs & Financial Aid
How much does University of Alabama in Huntsville cost after financial aid?
The sticker-to-net gap shows that aid covers about 31% of the published cost for the average aid recipient. Average net prices are $16,192 in the lowest band and $21,501 in the highest.
The spread between the two ends is $5,309. That pattern describes lower at lower incomes, rather than an individual aid package.
The published cost of attendance at University of Alabama in Huntsville is $27,392. Azimuth ranks the university #501 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $16,192, for those earning $48,001 to $75,000 it is $18,210, and for those earning over $110,000 it is $21,501. The spread between the lowest and highest bands is $5,309.
Aid covers about 31% of the published cost for the average aid recipient, bringing the overall average net price to $18,796. That is $4,728 above the $14,068 median for comparable institutions (same type and size).
Borrowers who finish carry a median of $20,705 in federal student loans, $524 below the peer median of $21,229. 86.5% of federal aid recipients take federal loans.
Parents who borrow hold a separate median of $20,297 in Parent PLUS loans. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $235 a month.
Student loans: what does repayment look like?
Among federal aid recipients, 86.5% of federal aid recipients take federal loans. Among borrowers who complete a degree, the median federal student debt is $20,705.
That median sits $524 below the $21,229 median for comparable institutions (same type and size). In its 2025-26 Common Data Set, the university reported that 47% of graduates in a cohort of 882 borrowed from any source.
The average cumulative debt per borrower was $24,473. Of all graduates, 45% held federal loans averaging $20,587.
Of all graduates, 12% held private loans, averaging $38,919. Parents who borrow through the Parent PLUS program hold a separate median of $20,297.
University of Alabama in Huntsville graduates earn a median of $81,045 four years after completion. That is $23,744 above the $57,301 median for comparable institutions (same type and size), and it places the university at the 89th percentile among nonprofit four-year institutions.
Graduates earn about $12,408 more than expects for similar students, a result at the 87th percentile. Earnings scenarios, estimated from the program mix, range from a downside of $48,301 to an upside of $97,721, with the typical scenario at $81,045.
The median federal debt of $20,705 is $524 below the peer median. That debt corresponds to an estimated payment of $235 a month if repaid over ten years.
For the separate population of parent borrowers, median Parent PLUS borrowing is $20,297. Borrowers who finish carry a median of $20,705 in federal student loans.
If repaid over ten years, that debt corresponds to an estimated payment of $235 a month.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $20,297
- Estimated parent payment
- $258/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $20,705
- Institution Parent PLUS debt
- $20,297
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $235/mo
- Estimated Parent PLUS payment · monthly
- $258/mo
- Modeled student + parent payments
- $493/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $81,045, with a $22,590 annual allowance for basic expenses:
4.8% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.