University of Florida's published cost of attendance reaches $17,036 annually, including $3,876 in-state tuition, with out-of-state students paying $16,579. Room and board costs are included in the comprehensive cost structure, along with $1,050 for books and supplies.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $17,843 |
| Tuition and Fees | $28,659 |
| Books and Supplies | $810 |
| Average Financial Aid (Grants and Scholarships) | -$13,028 |
| Average Net Price (What Families Pay) | $4,815 |
| Family Income | Net Price |
|---|---|
| $0–30k | $1,982 |
| $30–48k | $2,286 |
| $48–75k | $5,171 |
| $75–110k | $8,947 |
| $110k+ | $12,923 |
University of Florida's published cost of attendance reaches $17,036 annually, including $3,876 in-state tuition, with out-of-state students paying $16,579. Room and board costs are included in the comprehensive cost structure, along with $1,050 for books and supplies. However, the average student pays just $4,702 after financial aid, representing savings of $12,334 compared to the sticker price.
This net price sits $10,888 below the peer median of $15,590, demonstrating exceptional affordability relative to similar public research institutions. The university's cost structure creates substantial value for families, with financial aid covering approximately 72% of published costs on average. Net prices range dramatically by family income, from $1,035 for families earning under $30,000 to $12,178 for families earning over $110,000.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
University of Florida graduates carry median debt of $15,000, ranking at the 85th percentile nationally for low debt levels and sitting $5,000 below the peer median of $20,000. Student debt ranges from $7,213 at the 25th percentile to $24,134 at the 75th percentile, showing controlled borrowing across the student population.
The debt-to-earnings ratio of 0.21 indicates manageable debt burdens relative to post-graduation income, with graduates earning $3.41 for every dollar of debt. Parent PLUS debt averages $18,236 with monthly payments of $240, representing additional family borrowing beyond student loans.
The combination of low student debt and strong earnings creates favorable financial circumstances for University of Florida graduates. Debt levels well below peer medians reflect the university's low net prices and effective financial aid, resulting in graduates entering the workforce with minimal debt burdens relative to their earning potential.
How cost compares to graduate earnings and value added.
University of Florida delivers strong return on educational investment through the combination of controlled costs and solid earnings outcomes. Graduates earn $71,588 annually, $11,045 above the peer median, while carrying debt $5,000 below peer levels.
The debt-to-earnings ratio of 0.21 indicates sustainable debt burdens that allow graduates to benefit fully from their earnings. Earnings performance at the 87th percentile nationally, combined with debt performance at the 85th percentile, creates favorable investment conditions.
The university's ranking among institutions with top 25 earnings nationally and top 50 low-income earnings demonstrates consistent outcomes across diverse student populations. Net prices averaging $10,888 below peer institutions mean families invest substantially less while achieving comparable or superior outcomes.
University of Florida enrolls 20.4% Pell-eligible students, indicating financial aid supports a meaningful population of lower-income families while serving primarily middle and upper-middle class students. The $12,334 average financial aid savings demonstrates substantial institutional and federal support for educational access.
Net prices by income level show the university concentrates aid toward families earning under $75,000, with particularly generous support for families earning under $48,000. The progressive aid structure aligns with the university's role as a flagship public institution serving diverse Florida residents.
Financial aid effectiveness is reflected in the university's 95.1st percentile affordability ranking, indicating exceptional performance in cost control and aid targeting relative to peer institutions.
