University of Florida Tuition, Costs & Financial Aid

Aid covers about 71% of the published cost for the average aid recipient, leaving a sticker-to-net gap of $15,982. That is an average rather than a promise for any particular family, and published charges remain the starting point before grants and scholarships are applied.

The lower-income bands have lower average net prices than the middle and upper-income bands, with costs increasing across the listed income range. The $14,741 spread describes a pattern of lower average net prices at lower incomes, rather than an individual aid package.

The published cost of attendance at University of Florida is $22,523. Azimuth ranks the university #54 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $1,982, for those earning $48,001 to $75,000 it is $7,151, and for those earning over $110,000 it is $16,723. The spread between the lowest and highest bands is $14,741.

Aid covers about 71% of the published cost for the average aid recipient, bringing the average net price across all aid recipients to $6,541. That is $9,093 below the median of $15,634 for comparable institutions (same type and size).

About 65.7% of federal aid recipients take federal loans. Borrowers who finish carry a median of $15,000 in federal student loans, which is $5,076 below the peer median of $20,076.

Parents who borrow through Parent PLUS hold a separate median of $18,837. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $170 a month.

For a personalized estimate that includes Parent PLUS and other borrowing, the Financial GPS tool on this site projects costs and payments under your own scenario.

Federal borrowing reaches 65.7% of federal aid recipients at University of Florida. Among borrowers who complete, median federal student loan debt is $15,000, $5,076 below the peer median of $20,076 for comparable institutions (same type and size).

Parents who borrow through the separate Parent PLUS program hold a median of $18,837. In its 2025-26 Common Data Set, the university reported that 16% of its 6,517 bachelor's graduates who started as first-time students borrowed from any source.

The average cumulative debt among those borrowers was $18,745. Nearly all of those borrowers held federal loans, including 16% of graduates who averaged $14,698 in federal principal.

A much smaller share of graduates, 2%, took out private loans, averaging $32,521 among those who did.

University of Florida combines earnings that sit well above the peer median—the middle value for comparable institutions (same type and size)—with borrowing that runs below it. Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $77,321, at the 86th percentile nationally.

Graduates earn about $13,469 more than the model expects for similar students. That places the gap at the 89th percentile.

Earnings scenarios, estimated from the program mix, range from $50,938 in a downside case to $105,435 in an upside case. The typical scenario is $77,321.

On the borrowing side, completers who took federal loans carry a median of $15,000. That is $5,076 below the peer median of $20,076.

The debt corresponds to an estimated payment of $170 a month if repaid over ten years.

For the separate population of parent borrowers, median Parent PLUS borrowing is $18,837. For student borrowers, the median federal debt corresponds to an estimated payment of $170 a month if repaid over ten years.

Use the Financial GPS tool for a personalized family cost analysis.

A missing figure does not mean zero. Sources and reporting periods: methodology.

Analysis and methodology by Daniel Rogers, founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. About College Azimuth.