Published cost of attendance is $86,078. After need-based aid, low-income families pay approximately $15,978, middle-income families pay around $21,768, higher-income families pay approximately $50,352.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $86,078 |
| Tuition and Fees | $62,616 |
| Room and Board | $23,790 |
| Books and Supplies | $1,266 |
| Average Financial Aid (Grants and Scholarships) | -$48,834 |
| Average Net Price (What Families Pay) | $37,244 |
| Family Income | Net Price |
|---|---|
| $0–30k | $15,978 |
| $30–48k | $17,941 |
| $48–75k | $21,768 |
| $75–110k | $27,982 |
| $110k+ | $50,352 |
Published cost of attendance is $86,078. After need-based aid, low-income families pay approximately $15,978, middle-income families pay around $21,768, higher-income families pay approximately $50,352. Azimuth ranks University of Miami #1255 for post-graduation affordability among nonprofit four-year institutions, in the 11.9 percentile. Median federal student loan debt at graduation is $17,500; families using Parent PLUS borrow a median of $37,267. For a graduate at the institution's median four-year earnings of $85,019, median federal debt projects to a monthly payment of about $198 under standard ten-year repayment. For personalized projections across earnings scenarios, use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates earn median 4-year earnings of $85,019, placing University of Miami in the 87.7 percentile for median earnings four years after enrollment among nonprofit four-year institutions. That figure runs above the $95,739 median at comparable institutions (same control and size band). Graduates earn about $10,867 more than similar students at comparable institutions, placing University of Miami in the 87.1 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks University of Miami #136 for return on investment among nonprofit four-year institutions. The earnings pattern at University of Miami is anchored by its dominant concentration in Business, which accounts for 22% of degree output and consistently drives strong early-career pay. Social Sciences and Engineering represent additional concentrations at 11% and 7% respectively, broadening the institution's earnings base across professional and applied fields. The highest aggregate-return program is Finance, combining cohort scale with strong four-year earnings — Azimuth ranks Finance #19 nationally for median earnings four years after enrollment among nonprofit four-year institutions, with 256 graduates earning median 4-year earnings of $110,240, roughly 1.3x the national benchmark for the field . Nursing and Psychology, General also rank competitively, with graduates earning median 4-year earnings of $92,555 and $54,290 respectively — both above the national benchmark for their fields. University of Miami sits in the 98.2 percentile for low-income graduate earnings among nonprofit four-year institutions — a historical 10-year Scorecard measure not yet updated to the 4-year horizon.
