The University of Minnesota-Twin Cities lists a published cost of attendance of $30,061, but need-based aid reshapes that figure meaningfully across income levels. Low-income families pay approximately $6,642 per year in net price, middle-income families see annual costs around $9,931, and higher-income families pay approximately $27,008.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $30,061 |
| Tuition and Fees | $38,362 |
| Room and Board | $13,856 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$13,283 |
| Average Net Price (What Families Pay) | $16,778 |
| Family Income | Net Price |
|---|---|
| $0–30k | $6,642 |
| $30–48k | $7,283 |
| $48–75k | $9,931 |
| $75–110k | $16,415 |
| $110k+ | $27,008 |
The University of Minnesota-Twin Cities lists a published cost of attendance of $30,061, but need-based aid reshapes that figure meaningfully across income levels. Low-income families pay approximately $6,642 per year in net price, middle-income families see annual costs around $9,931, and higher-income families pay approximately $27,008. Azimuth ranks University of Minnesota-Twin Cities #399 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. For context on how published costs and actual net prices can diverge, see the net price illusion. As a large public research university, University of Minnesota-Twin Cities participates in federal, state, and institutional aid programs, including Pell Grants, Direct Loans, and Minnesota-specific state grants that can meaningfully reduce costs for qualifying residents. The gap between sticker price and net price is most pronounced for low-income families, where institutional and state grant aid combines to bring annual costs well below the published figure. Middle-income families see moderate aid, while higher-income families generally pay closer to the full cost of attendance. Families should apply using the FAFSA to access the full range of federal and state aid available. Median federal student loan debt at graduation is $19,500, and families using Parent PLUS borrow a median of $25,729; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $71,941, median federal debt of $19,500 projects to a monthly payment of about $220 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of University of Minnesota-Twin Cities earn median earnings of $71,941 four years after enrollment, placing University of Minnesota-Twin Cities in the 73.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions. That figure runs above the $65,228 median at comparable institutions (same control and size band). Graduates earn about $6,615 more than similar students at comparable institutions, placing the university in the 80.0 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks University of Minnesota-Twin Cities #281 for return on investment among nonprofit four-year institutions. The earnings pattern reflects a broad, business-anchored program mix. Business is the dominant program family, representing 12% of degree output, followed by Social Sciences at 10% and Engineering at 9%. Computer Science combines high enrollment with strong pay, making it a key contributor to the university's overall return profile. Azimuth ranks Computer Science #58 nationally among nonprofit four-year institutions for median earnings four years after enrollment, with 533 graduates earning median earnings of $111,661 — 1.0x the national benchmark for the field. The Psychology, General program graduates 523 students annually with median earnings of $58,449, and Azimuth ranks the program #56 nationally among nonprofit four-year institutions . Interdisciplinary Studies ranks #17 nationally among nonprofit four-year institutions with 477 graduates earning median earnings of $60,270, while Biology, General ranks #100 nationally among nonprofit four-year institutions and Finance ranks #35 nationally among nonprofit four-year institutions.