University of Mississippi's published cost of attendance reaches $27,692 per year, including $26,980 in out-of-state tuition ($9,412 for Mississippi residents), $12,040 for room and board, and $1,200 for books and supplies. However, the average student pays just $13,164 after financial aid, representing savings of $14,528 from the sticker price.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $28,660 |
| Tuition and Fees | $28,600 |
| Room and Board | $12,600 |
| Books and Supplies | $1,200 |
| Average Financial Aid (Grants and Scholarships) | -$15,346 |
| Average Net Price (What Families Pay) | $13,314 |
| Family Income | Net Price |
|---|---|
| $0–30k | $8,945 |
| $30–48k | $9,217 |
| $48–75k | $14,794 |
| $75–110k | $18,573 |
| $110k+ | $21,313 |
University of Mississippi's published cost of attendance reaches $27,692 per year, including $26,980 in out-of-state tuition ($9,412 for Mississippi residents), $12,040 for room and board, and $1,200 for books and supplies. However, the average student pays just $13,164 after financial aid, representing savings of $14,528 from the sticker price. This net price is $2,426 higher than the peer median of $15,590, indicating moderate cost relative to similar public research universities.
The university's financial aid approach provides meaningful support across income levels, with net prices ranging from $8,030 for the lowest-income families to $20,769 for the highest-income bracket. University of Mississippi ranks at the 75.5th percentile nationally for affordability, demonstrating well above average performance on cost measures. The combination of reasonable sticker prices, substantial financial aid, and controlled net costs creates favorable conditions for student affordability.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
University of Mississippi graduates carry median debt of $20,000, exactly matching the peer median and indicating typical borrowing levels for public research universities. Student debt ranges from $6,500 at the 25th percentile to $25,500 at the 75th percentile, showing moderate variation in borrowing patterns across students.
The debt-to-earnings ratio of 0.39 indicates manageable borrowing relative to post-graduation income, falling within acceptable ranges for sustainable loan repayment. Parent PLUS borrowing reaches a median of $25,875 with monthly payments of $341, representing additional family investment in education financing.
The combination of moderate student debt, comparable peer borrowing levels, and reasonable debt-to-earnings ratios creates favorable conditions for post-graduation financial stability. Debt levels rank at the 70th percentile nationally, indicating above-average borrowing that remains within manageable bounds given the university's earnings outcomes and cost structure.
How cost compares to graduate earnings and value added.
University of Mississippi provides mixed return on educational investment, with affordability strengths offsetting modest earnings performance. Graduates earn $50,994 annually, placing around the national average at the 44th percentile, while carrying manageable debt levels that match peer institutions exactly.
The university ranks modestly below average on return measures at the 33.1st percentile, reflecting the relationship between moderate earnings and typical debt levels. However, strong affordability performance at the 75.5th percentile indicates effective cost control and financial aid deployment.
Low-income graduates earn $55,800, ranking in the top 25% nationally and demonstrating the university's effectiveness in supporting economic mobility for disadvantaged students. While overall return metrics are modest, the combination of accessible pricing, controlled borrowing, and strong low-income outcomes creates favorable investment conditions for students prioritizing affordability and mobility over maximum earnings potential.
University of Mississippi enrolls 22.4% Pell-eligible students, indicating moderate service to lower-income populations compared to highly accessible public institutions. The $14,528 average financial aid savings represents 52.4% of the total cost of attendance, demonstrating substantial institutional and federal aid deployment.
Net price reductions are most pronounced for families earning under $48,000, who pay less than $10,000 annually after aid. The progressive aid structure aligns with the university's Selective Achiever profile, providing meaningful support while serving a moderately diverse student body.
Financial aid effectiveness varies by income level, with the most generous support concentrated among Pell-eligible families who represent roughly one-quarter of enrollment.
