Cost & financial aid brief
University of Missouri-Kansas City Tuition, Costs & Financial Aid
How much does University of Missouri-Kansas City cost after financial aid?
Pricing changes across the income range, with lower-income aid recipients facing smaller average net prices than higher-income recipients. From a published cost of $25,320 (an average across living arrangements) to an average net price of $13,310, the sticker-to-net gap is $12,010 in average aid savings.
For the average aid recipient, aid covers about 47% of the published cost. Within the income bands, average net price is $10,576 for the lowest band, $10,472 for the next, $12,613 in the middle, $16,019 for the next-highest, and $18,877 for the highest.
That sequence shows an aid pattern with larger average offsets at lower income levels.
For aid recipients, the cost picture at University of Missouri-Kansas City starts well below its published cost of attendance of $25,320 (an average across living arrangements) for lower-income families. Average net price is $10,576 in the low-income family-income band, $10,472 in the lower-middle-income band, and $12,613 in the middle-income band.
It reaches $16,019 for the upper-middle-income band and $18,877 for the high-income band. The spread between the lowest and highest bands is $8,301.
Azimuth ranks the university #215 for affordability among nonprofit four-year institutions. Aid covers about 47% of the published cost for the average aid recipient, an average savings of $12,010.
Across all aid recipients, the average net price, what aid recipients pay after grants and scholarships, is $13,310. That figure is $758 below the peer median of $14,068 for comparable institutions (same type and size).
Published in-state tuition and fees are $12,587, compared with $30,227 for out-of-state tuition and fees. The average price and the comparison with similar institutions both point toward lower costs for aid recipients.
Federal-loan borrowers who completed leave with median federal student loan debt of $18,750 at completion. That is $2,479 below the peer median of $21,229 at comparable institutions (same type and size), and 83.6% of federal aid recipients borrow federal loans.
That debt corresponds to an estimated payment of $213 a month if repaid over ten years. Median Parent PLUS borrowing for parent borrowers is $18,462.
Student loans: what does repayment look like?
Federal borrowing is common at University of Missouri-Kansas City, though the typical federal debt for completers sits below the comparable-school benchmark. Median federal student loan debt at completion is $18,750, and 83.6% of federal aid recipients take federal loans.
At comparable institutions (same type and size), the median is $21,229; Missouri-Kansas City’s figure is $2,479 below. Parent borrowers are a separate population, with median Parent PLUS borrowing of $18,462.
Among federally aided graduates of University of Missouri-Kansas City who are working and not enrolled, the median four years after completion is $65,925. That median falls in the 68th percentile among nonprofit four-year institutions.
Graduates earn about $9,483 more than expects for similar students. That outcome is in the 82nd percentile among nonprofit four-year institutions.
Earnings scenarios estimated from the program mix run from $45,717 on the downside to $86,500 on the upside. The typical earnings scenario lands at $65,925.
The median federal debt for borrowers who complete is $18,750. That amount sits $2,479 below the $21,229 median for comparable institutions (same type and size).
If repaid over ten years, that debt corresponds to an estimated payment of $213 a month.
For parent borrowers, a separate population from student federal-loan borrowers, median Parent PLUS borrowing at University of Missouri-Kansas City is $18,462. The median federal debt corresponds to an estimated payment of $213 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $18,462
- Estimated parent payment
- $235/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 13.8% | High pressure |
| $100,000 | 6.2% | Caution |
| $150,000 | 3.0% | Safe |
| $200,000 | 1.9% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $18,750
- Institution Parent PLUS debt
- $18,462
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $213/mo
- Estimated Parent PLUS payment · monthly
- $235/mo
- Modeled student + parent payments
- $448/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $65,925, with a $23,940 annual allowance for basic expenses:
6.1% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.