Cost & financial aid brief
University of Nebraska at Omaha Tuition, Costs & Financial Aid
How much does University of Nebraska at Omaha cost after financial aid?
The aid pattern at University of Nebraska at Omaha leaves lower-income bands with lower average net prices than upper-income bands. Aid covers about 36% of the published cost for the average aid recipient, and the sticker-to-net gap is $7,679.
Average net prices run from $10,534 in the lowest band to $19,466 in the highest, with $10,614, $12,324, and $15,540 in between. This pattern shows larger average price reductions at lower listed income levels rather than a fixed discount across families. The figures describe band averages, not an individual aid package.
The published cost of attendance is $21,120. Azimuth ranks University of Nebraska at Omaha #206 for affordability among nonprofit four-year institutions.
The average net price, what aid recipients pay after grants and scholarships, is $10,534 for families earning under $30,000, $10,614 for those earning $30,001 to $48,000, $12,324 for the $48,001 to $75,000 band, $15,540 for the $75,001 to $110,000 band, and $19,466 for families earning over $110,000. The spread between the lowest and highest bands is $8,932.
Aid covers about 36% of the published cost for the average aid recipient, bringing the average net price across all bands to $13,441. That is $2,193 below the $15,634 median for comparable institutions (same type and size).
Borrowers who finish carry a median of $19,000 in federal student loans, $1,076 below the $20,076 peer median. About 74.3% of federal aid recipients take federal loans.
Parents who borrow hold a separate median of $15,945 in Parent PLUS loans. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $216 a month.
Student loans: what does repayment look like?
At University of Nebraska at Omaha, borrowing is widespread, but typical federal debt for completers sits below that at comparable schools. Among borrowers who completed, median federal student loan debt is $19,000.
Federal loans are used by 74.3% of federal aid recipients. The peer median, the middle value for comparable institutions (same type and size), is $20,076, placing the university's median $1,076 below it.
For the separate parent-borrower population, median Parent PLUS borrowing is $15,945.
The investment picture combines above-expected earnings with debt below the peer median. Median earnings at University of Nebraska at Omaha are $60,448 four years after completion, placing the university in the 53rd percentile among nonprofit four-year institutions, according to Azimuth.
Graduates earn about $3,969 more than expects for similar students. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, falls in the 68th percentile among nonprofit four-year institutions.
Program-mix earnings scenarios range from $46,781 in a downside case to $77,886 in an upside case, with the typical scenario matching the observed median. Median federal student loan debt at completion is $19,000, $1,076 below the $20,076 peer median for comparable institutions (same type and size).
That debt corresponds to an estimated payment of $216 a month if repaid over ten years. Above-expected earnings and lower debt point in the same direction.
The separate parent-borrower population has median Parent PLUS borrowing of $15,945. The median federal student debt corresponds to an estimated payment of $216 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $15,945
- Estimated parent payment
- $203/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $19,000
- Institution Parent PLUS debt
- $15,945
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $216/mo
- Estimated Parent PLUS payment · monthly
- $203/mo
- Modeled student + parent payments
- $419/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $60,448, with a $22,590 annual allowance for basic expenses:
6.8% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.