University of Nebraska at Omaha's published cost of attendance is $20,446 annually, including $8,370 in-state tuition, $11,610 for room and board, and $1,120 for books and supplies. Out-of-state students face tuition of $22,358.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $21,120 |
| Tuition and Fees | $23,206 |
| Room and Board | $12,130 |
| Books and Supplies | $1,226 |
| Average Financial Aid (Grants and Scholarships) | -$7,679 |
| Average Net Price (What Families Pay) | $13,441 |
| Family Income | Net Price |
|---|---|
| $0–30k | $10,534 |
| $30–48k | $10,614 |
| $48–75k | $12,324 |
| $75–110k | $15,540 |
| $110k+ | $19,466 |
University of Nebraska at Omaha's published cost of attendance is $20,446 annually, including $8,370 in-state tuition, $11,610 for room and board, and $1,120 for books and supplies. Out-of-state students face tuition of $22,358. However, the average student pays significantly less after financial aid, with a net price of $12,791 representing $7,655 in financial aid savings.
This net price sits $2,799 below the peer median of $15,590, making UNO more affordable than similar public institutions. The university demonstrates strong affordability performance, ranking at the 83.7th percentile nationally on Azimuth's affordability index. Net prices vary substantially by family income, ranging from $9,908 for families earning under $30,000 to $17,566 for families earning over $110,000—a spread of $7,658 that reflects the university's financial aid targeting toward lower-income students.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
University of Nebraska at Omaha graduates complete their degrees with manageable debt levels that support post-graduation financial stability. Median debt of $19,000 ranks in the 75th percentile nationally, indicating well above average performance in debt control.
This figure sits just $1,000 above the peer median of $20,000, demonstrating competitive debt outcomes relative to similar institutions. Debt levels range from $5,500 at the 25th percentile to $23,949 at the 75th percentile, showing variation but avoiding extreme borrowing.
The debt-to-earnings ratio of 0.35 indicates that typical graduates carry debt equal to about one-third of their first-year earnings, well within manageable ranges for loan repayment. Parent PLUS borrowing averages $13,990 with monthly payments of $184, representing additional family investment in education.
How cost compares to graduate earnings and value added.
UNO represents exceptional educational value through the combination of controlled costs, manageable debt, and extraordinary value-added earnings performance. The university generates $19,561 in earnings beyond expectations, ranking at the 94.1st percentile nationally and placing it among the top 25 institutions for adding value.
Median student debt of $19,000 creates a favorable debt-to-earnings ratio of 0.35, indicating sustainable repayment obligations. The net price of $12,791 sits below peer institutions by $2,799, while graduates earn around the national median despite the university's accessible admission profile.
Low-income graduates earn $45,000, demonstrating strong outcomes for students from challenging backgrounds. The return index ranks at the 84.1st percentile, indicating well above average return on educational investment.
UNO's financial aid approach reflects its mission to serve diverse student populations, with 33.1% of students receiving Pell grants indicating substantial enrollment of lower-income students. The $7,655 average financial aid savings reduces the sticker price by 37%, demonstrating meaningful aid distribution.
Net prices by income tier show progressive aid targeting, with the lowest-income families paying $9,908 versus the $17,566 paid by highest-income families. This $7,658 spread indicates effective need-based aid concentration.
The university's below-peer net price of $12,791 versus the peer median of $15,590 suggests competitive aid packaging relative to similar institutions. The substantial Pell share indicates the university successfully enrolls students who qualify for federal need-based aid, while the controlled net prices across income levels demonstrate institutional commitment to affordability.
