Cost & financial aid brief
University of Puerto Rico-Mayaguez Tuition, Costs & Financial Aid
How much does University of Puerto Rico-Mayaguez cost after financial aid?
Aid covers about 17% of the published cost for the average aid recipient, leaving a sticker-to-net gap of $3,701. The pattern across income bands is unusually flat: average net prices range from $17,939 in the lowest band to $18,466 in the highest, a spread of just $527.
That suggests aid is structured to keep costs similar regardless of family income, rather than targeting the deepest discounts to the lowest-income students. 64.9% of undergraduates receive Pell Grants, so the lowest-band figure applies to a large share of the student body.
The published cost of attendance at University of Puerto Rico-Mayaguez is $21,637. Azimuth ranks the university #97 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $17,939, for those earning $48,001 to $75,000 it is $17,929, and for those earning over $110,000 it is $18,466. The spread between the lowest and highest bands is $527.
The average aid recipient saves $3,701 against the published cost. The across all aid recipients is $17,936, which is $3,868 above the $14,068 median for comparable institutions (same type and size).
In-state tuition and fees are $5,274; out-of-state tuition and fees are $5,274. Borrowers who finish leave with a median of $8,250 in federal student loans, $12,979 below the peer median of $21,229.
14.5% of federal aid recipients borrow federal loans. If repaid over ten years, that debt corresponds to an estimated payment of $94 a month.
Student loans: what does repayment look like?
Federal borrowing is light at University of Puerto Rico-Mayaguez. Only 14.5% of federal aid recipients take federal loans, and those who complete leave with a median of $8,250 in federal student debt.
That median is $12,979 below the $21,229 median for comparable institutions (same type and size). If repaid over ten years, the debt corresponds to an estimated payment of $94 a month.
University of Puerto Rico-Mayaguez presents a mixed return picture. Graduates earn about $10,666 more than expects for similar students, a result at the 85th percentile among nonprofit four-year institutions.
Raw earnings tell a different story. Four years after completion, the median for federally aided graduates who are working and not enrolled is $51,164, at the 21st percentile.
That figure is $6,137 below the $57,301 median for comparable institutions (same type and size). Earnings scenarios, estimated from the program mix, range from $31,315 on the downside to $86,172 on the upside, with a typical figure of $51,164.
On the debt side, borrowers who finish carry a median of $8,250 in federal loans, $12,979 below the median for comparable institutions. That debt corresponds to an estimated payment of $94 a month if repaid over ten years.
For borrowers with median federal student debt, that debt corresponds to an estimated payment of $94 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Student loans: the monthly payment
Financial GPS
What does repayment look like?
- Institution median student debt
- $8,250
- Institution Parent PLUS debt
- No federal loan data
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $94/mo
- Estimated Parent PLUS payment · monthly
- No federal loan data
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $51,164, with a $22,590 annual allowance for basic expenses:
3.9% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.