Cost & financial aid brief
University of Redlands Tuition, Costs & Financial Aid
How much does University of Redlands cost after financial aid?
Aid cuts the published price substantially for the average recipient, but the income-band pattern remains uneven. Aid covers about 61% of the published cost for the average aid recipient.
That share is an average, not a promise for a particular family. The lowest-income band is not the least expensive: the next-lowest and middle-income groups have lower average net prices, and the highest-income group has the highest listed average.
This pattern shows that aid amounts differ across income bands rather than moving in a single direction with income. The sticker-to-net reduction is large on average, but family-income pricing is uneven.
The published cost of attendance at University of Redlands is $76,630 (an average across living arrangements). Azimuth ranks the university #1,199 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $28,287, for those earning $48,001 to $75,000 it is $26,196, and for those earning over $110,000 it is $38,257. The spread between the lowest and highest bands is $9,970.
Aid covers about 61% of the published cost for the average aid recipient. The average net price across all aid recipients is $30,031, which is $2,660 above the median of $27,371 for comparable institutions (same type and size).
Borrowers who finish carry a median of $26,000 in federal student loans. That is $1,801 above the peer median of $24,199 for comparable institutions.
Parents who borrow hold a separate median of $28,208 in Parent PLUS loans. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $295 a month.
Student loans: what does repayment look like?
Federal borrowing is widespread at University of Redlands, with 91.8% of aid recipients taking federal loans and a $26,000 median federal student loan debt at completion among borrowers who complete. Comparable institutions (same type and size) have a peer median federal debt of $24,199, placing Redlands $1,801 above that figure.
Parent PLUS borrowers are a separate parent-borrower population, with median borrowing of $28,208.
University of Redlands pairs earnings above expectation with borrowing that is higher than the comparable-college midpoint. Median earnings four years after completion are $75,863, and Azimuth places the institution in the 84th percentile among nonprofit four-year institutions.
Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, place the institution in the 90th percentile among nonprofit four-year institutions. Graduates earn about $13,935 more than the model expects for similar students.
The downside, typical, and upside earnings scenarios are $52,815, $75,863, and $85,805. Median federal student loan debt at completion is $26,000.
The peer median, the middle value for comparable institutions (same type and size), is $24,199. Debt is $1,801 above that benchmark.
That debt corresponds to an estimated payment of $295 a month if repaid over ten years. Above-expected earnings and above-peer debt point in different directions.
For parent borrowers, median Parent PLUS borrowing is $28,208. For student borrowers, that debt corresponds to an estimated payment of $295 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $28,208
- Estimated parent payment
- $358/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $26,000
- Institution Parent PLUS debt
- $28,208
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $295/mo
- Estimated Parent PLUS payment · monthly
- $358/mo
- Modeled student + parent payments
- $653/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $75,863, with a $22,590 annual allowance for basic expenses:
6.6% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.