Cost & financial aid brief
University of Scranton Tuition, Costs & Financial Aid
How much does University of Scranton cost after financial aid?
Aid reduces the listed price substantially for the average recipient, but the remaining cost is still higher for families in the upper income bands. Against the $69,552 (an average across living arrangements) published cost, the average net price is $32,568, a reduction of $36,984.
Aid covers about 53% of the published cost for the average aid recipient. Average net prices run from $23,896 in the lowest band to $39,348 in the highest, with $23,407, $23,912, and $29,482 in the intervening bands.
This pattern shows lower average net prices at lower family incomes, though the upper bands face a much larger remaining price.
The published cost of attendance at University of Scranton is $69,552 (an average across living arrangements), and aid-recipient costs differ markedly across family-income bands. The average net price, what aid recipients pay after grants and scholarships, is $23,896 for the lowest-income band; $23,407 for the lower-middle band; $23,912 for the middle band; $29,482 for the upper-middle band; and $39,348 for the highest-income band.
The spread between the lowest and highest bands is $15,452, a difference between band averages rather than a family bill. Azimuth ranks University of Scranton #1,286 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 53% of the published cost, equal to average savings of $36,984 against the sticker price. Across all aid recipients, average net price is $32,568, which is $5,197 above the peer median of $27,371 at comparable institutions (same type and size).
Published tuition and fees are $53,983, and room and board is listed at $17,380; the higher-than-peer average net price puts the aid savings in context. Among federal-loan borrowers who complete, median federal student loan debt is $27,000, and 96.6% of federal aid recipients borrow federal loans.
That median is $2,801 above the $24,199 peer median at comparable institutions (same type and size). That debt corresponds to an estimated payment of $307 a month if repaid over ten years.
For Parent PLUS borrowers, median borrowing is $41,370.
Student loans: what does repayment look like?
At University of Scranton, completing federal-loan borrowers carry median federal student loan debt of $27,000. For comparable institutions (same type and size), the peer median—the middle value—is $24,199, placing the university $2,801 above that figure.
Separate parent borrowers have median Parent PLUS borrowing of $41,370. In its 2025-26 Common Data Set, the university reported that 71% of graduates borrowed from any source, with average cumulative debt of $59,942 per borrower.
That includes 70% of graduates with federal loans averaging $24,264. Private loans were held by 24% of graduates, averaging $62,506.
The return picture at University of Scranton is led by earnings that outpace expectation, though the affordability pillar sits at the 9th percentile and shapes the investment case. Four years after completion, federally aided graduates who are working and not enrolled earn a median of $79,409, at the 88th percentile nationally.
Graduates earn about $2,125 more than the model expects for similar students, an outcome at the 63rd percentile. Earnings scenarios, estimated from the program mix, range from $56,663 in a downside case to $98,845 in an upside case, with the typical scenario matching the observed median.
Borrowers who complete leave with a median of $27,000 in federal student loans, $2,801 above the $24,199 median for comparable institutions (same type and size). That debt corresponds to an estimated payment of $307 a month if repaid over ten years.
Parent borrowing is a separate part of the family cost picture: median Parent PLUS borrowing is $41,370 for parent borrowers. For student borrowers, that debt corresponds to an estimated payment of $307 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $41,370
- Estimated parent payment
- $526/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 31.0% | High pressure |
| $100,000 | 13.9% | High pressure |
| $150,000 | 6.6% | Caution |
| $200,000 | 4.3% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $27,000
- Institution Parent PLUS debt
- $41,370
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $307/mo
- Estimated Parent PLUS payment · monthly
- $526/mo
- Modeled student + parent payments
- $833/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $79,409, with a $23,940 annual allowance for basic expenses:
6.6% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.