University of Southern Maine's published cost of attendance is $23,717. Financial aid reshapes that figure across income levels.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $23,717 |
| Tuition and Fees | $27,944 |
| Room and Board | $12,280 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$10,121 |
| Average Net Price (What Families Pay) | $13,596 |
| Family Income | Net Price |
|---|---|
| $0–30k | $9,999 |
| $30–48k | $10,847 |
| $48–75k | $12,550 |
| $75–110k | $16,750 |
| $110k+ | $19,180 |
University of Southern Maine's published cost of attendance is $23,717. Financial aid reshapes that figure across income levels. Low-income families pay approximately $9,999; middle-income families pay about $12,550; higher-income families pay approximately $19,180. Azimuth ranks University of Southern Maine #227 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. University of Southern Maine participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. Families apply for need-based aid using the FAFSA. The aid structure supports access across income levels, with need-based scholarships and grants reducing the gap between sticker price and what families actually pay. Median federal student loan debt at graduation is $19,060, and families using Parent PLUS borrow a median of $17,050; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $60,816, median federal debt of $19,060 projects to a monthly payment of about $215 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of University of Southern Maine earn median 4-year earnings of $60,816, placing University of Southern Maine in the 46.1 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $2,542 more than similar students at comparable institutions, placing University of Southern Maine in the 68.5 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks University of Southern Maine #755 for return on investment among nonprofit four-year institutions. The earnings pattern reflects University of Southern Maine's concentration in health-related fields. Nursing is the largest program with 158 graduates earning median 4-year earnings of $75,465, performing at 0.8× the national benchmark for the field. The Business Administration program graduates 115 students earning $65,230, and Allied Health Diagnostic, Intervention, and Treatment Professions program graduates 78 students earning $57,790. These health-focused programs anchor the institution's economic profile and connect graduates to stable, in-demand careers in Maine's healthcare sector and beyond.
