University of Southern Maine Tuition, Costs & Financial Aid

The aid pattern at University of Southern Maine puts the lowest average net prices in the lower income bands and the highest in the upper bands. Aid covers about 43% of the published cost for the average aid recipient, with an average aid offset of $10,121.

Average net prices move from $9,999 in the lowest band to $10,847, $12,550, and $16,750 through the middle bands, before reaching $19,180 in the highest band. That spread in average prices shows aid is more heavily targeted toward lower-income aid recipients, though it does not predict an individual family’s package.

The published cost of attendance at University of Southern Maine is $23,717, and aid changes the picture across family-income bands. The average net price is $9,999 for families in the lowest-income band, $10,847 for the lower-middle-income band, $12,550 for the middle-income band, $16,750 for the upper-middle-income band, and $19,180 for the highest-income band.

The spread between the lowest and highest bands is $9,181. Azimuth places the affordability pillar in the 84th percentile among nonprofit four-year institutions.

For the average aid recipient, aid covers about 43% of the published cost and offsets $10,121 against the sticker price. Among first-time, full-time aid recipients, average net price, what aid recipients pay after grants and scholarships, is $13,596.

That figure is $472 below the peer median of $14,068 at comparable institutions (same type and size). Published in-state tuition and fees are $11,284, while out-of-state tuition and fees are $27,944.

The lower average net price relative to comparable institutions sits alongside a residency-based tuition difference. Borrowers who complete have median federal student loan debt of $19,060 at completion, and 81.5% of federal aid recipients borrow federal loans.

The median is $2,169 below the peer median of $21,229 at comparable institutions (same type and size). That debt corresponds to an estimated payment of $217 a month if repaid over ten years.

Median Parent PLUS borrowing is $17,050.

Federal loans reach 81.5% of federal aid recipients, making borrowing a central part of the cost picture at University of Southern Maine. Among borrowers who completed, median federal student loan debt was $19,060.

At comparable institutions (same type and size), the peer median was $21,229; the university's figure is below that level by $2,169. For the separate population of Parent PLUS borrowers, median borrowing was $17,050.

At University of Southern Maine, earnings beyond expectations and borrowing both look more favorable than the earnings percentile alone. Federally aided completers who are working and not enrolled have median earnings of $60,816 four years after completion.

Azimuth places that earnings figure in the 54th percentile among nonprofit four-year institutions. Graduates earn about $1,642 more than the model expects for similar students.

Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, stands in the 61st percentile among nonprofit four-year institutions. Earnings scenarios range from $44,937 in the downside case to $77,985 in the upside case, with $60,816 as the typical scenario.

Median federal student loan debt at completion is $19,060, below the $21,229 median at comparable institutions by $2,169. That debt corresponds to an estimated payment of $217 a month if repaid over ten years. Above-expected earnings and below-peer debt point in the same direction.

Parent PLUS borrowing, a separate parent-borrower population, has a median of $17,050. Median federal student debt corresponds to an estimated payment of $217 a month if repaid over ten years.

Sources and reporting periods: methodology.

Analysis and methodology by Daniel Rogers, founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. About College Azimuth.