University Of The Incarnate Word

Virginia Military Institute's published cost of attendance is $48,681. Net price by income band reflects the institution's public-tuition structure: low-income families pay approximately $19,260, middle-income families pay around $21,950, and higher-income families pay approximately $31,539.

Azimuth ranks University of the Incarnate Word #998 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown.

Virginia Military Institute's aid structure combines federal, state, and institutional aid programs. The institution participates in federal need-based aid (Pell Grants, Direct Loans) and state grant programs.

Families apply using the FAFSA to determine eligibility for need-based aid. The relationship between sticker price and net price can differ substantially across institutions — [net price illusion](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) explains how published cost of attendance often masks the aid that reshapes what families actually pay.

Median federal student loan debt at graduation is $27,000, and families using Parent PLUS borrow a median of $25,775; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the [Parent PLUS risk framework](/analysis/ou-what-happens-when-parents-borrow-too/) for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $63,004, median federal debt of $27,000 projects to a monthly payment of about $305 under standard ten-year repayment.

For personalized projections across earnings scenarios — including Parent PLUS planning — use [Azimuth's Financial GPS tool](/analysis/financial-gps-framework/).

Graduates of University of the Incarnate Word earn median 4-year earnings of $63,004, placing University of the Incarnate Word in the 63.1 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $15,327 more than similar students at comparable institutions, placing University of the Incarnate Word in the 92.8 percentile for [earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/) among nonprofit four-year institutions.

Azimuth ranks University of the Incarnate Word #395 for return on investment among nonprofit four-year institutions. The earnings pattern reflects University of the Incarnate Word's concentration in business and professional fields.

Business Administration is the largest program with 152 graduates earning median 4-year earnings of $64,692, at 0.9x the national benchmark for the field. The Nursing program graduates 118 students earning $84,286, and the The Psychology, General program graduates 104 students earning $51,470.

These three programs anchor the institution's earnings profile and reflect the dominant role of Business in shaping graduate financial outcomes.

University of the Incarnate Word's program mix is anchored in Business and applied professional fields. Business Administration is the largest program with 152 graduates, followed by Nursing, Psychology, General, Biology, General, and Human Resources Management and Services.

Across 0 ranked programs serving roughly 1,010 students annually, several deliver strong four-year earnings outcomes. The highest-earning programs reflect the institution's professional orientation.

Nursing leads with median earnings of $84,286 four years after enrollment across 118 graduates, followed by Human Resources Management and Services with $72,061 and Business Administration with $64,692. Health Services/Allied Health/Health Sciences, General and Rehabilitation and Therapeutic Professions round out the top earners, with graduates reaching $60,839 and $58,059 respectively.

These outcomes cluster in fields where employers in San Antonio and the broader Texas market actively recruit. The program portfolio reflects University of the Incarnate Word's positioning as a private professional university with emphasis on Business and health-related fields.

Graduates in the highest-earning programs tend to enter direct-to-workforce pathways in accounting, finance, nursing, and business administration, where four-year earnings reflect immediate labor-market entry. The [supply and demand for college graduates](/analysis/supply-demand-map-college-degrees/) provides context for how these fields align with regional and national wage trends.