University Of The Incarnate Word Cost & Financial Aid
Affordability Summary
Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at University Of The Incarnate Word
Select your family income to see your estimated cost
The Cost Formula
Tuition
$37K
+
Room
$14K
+
Books
$250
=
Sticker Price
$48,681
$37K+$14K+$250=$48,681
Your Family Income
Sticker
$48,681
−
Your Aid
$26,731
=
Net Price
$21,950
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
University Of The Incarnate Word Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$48,681
Tuition and Fees
$37,090
Room and Board
$14,296
Books and Supplies
$250
Average Financial Aid (Grants and Scholarships)
-$25,906
Average Net Price (What Families Pay)
$22,775
University Of The Incarnate Word Net Price by Family Income Level
Family Income
Net Price
$0–30k
$19,260
$30–48k
$19,487
$48–75k
$21,950
$75–110k
$25,084
$110k+
$31,539
Understanding Your Aid Package
University Of The Incarnate Word has a sticker price of $48,681 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $48,681/year
Average aid: $25,906 in grants & scholarships
$48–75K families pay: ~$21,950/year
Student Debt & Repayment
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$27,000
Range (25th–75th)$9,029 – $31,000
Median Parent PLUS Loans$25,775
Debt Manageability
0.43x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$56,733
Earnings Growth
+19%
6 → 10 years post-graduation
Value Added
+$15,327
93th percentile among peers
Earnings Range (10yr post-graduation)
$35,538
25th %ile
$80,251
75th %ile
Frequently Asked Questions about University Of The Incarnate Word Cost & Financial Aid
University Of The Incarnate Word's published tuition is $48,681 per year. However, after financial aid, the average student pays $21,950—a difference of $26,731.
Families earning under $30,000 pay an average net price of $19,260 at University Of The Incarnate Word. 45% of students receive Pell Grants.
University Of The Incarnate Word offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for University graduates is $27,000, resulting in estimated monthly payments of $286 over 10 years.
Even families earning over $110,000 pay an average net price of $31,539 at University—still $17,142 less than the sticker price. Most families qualify for some form of aid.
