University of Toledo's published cost of attendance is $26,512. Net price by income band shows meaningful variation across the income spectrum.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $26,512 |
| Tuition and Fees | $22,104 |
| Room and Board | $14,830 |
| Books and Supplies | $1,290 |
| Average Financial Aid (Grants and Scholarships) | -$9,263 |
| Average Net Price (What Families Pay) | $17,249 |
| Family Income | Net Price |
|---|---|
| $0–30k | $13,524 |
| $30–48k | $13,365 |
| $48–75k | $16,407 |
| $75–110k | $19,659 |
| $110k+ | $22,053 |
University of Toledo's published cost of attendance is $26,512. Net price by income band shows meaningful variation across the income spectrum. Low-income families pay approximately $13,524, low-to-middle-income families pay around $13,365, middle-income families pay about $16,407, middle-to-higher-income families pay approximately $19,659, and higher-income families pay roughly $22,053. Azimuth ranks University of Toledo #485 for post-graduation affordability among nonprofit four-year institutions. The variation in net price across income bands reflects the university's need-based aid structure, where lower-income families receive larger grant awards relative to their ability to pay. Median federal student loan debt at graduation is $22,250, and families using Parent PLUS borrow a median of $19,243; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For the typical graduate at the institution's median four-year earnings of $66,084, median federal debt of $22,250 projects to a monthly payment of about $251 under standard ten-year repayment. In a downside earnings scenario anchored on lower-earning program clusters, four-year earnings of $44,098 would create tighter monthly cash flow relative to the same payment obligation. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates earn median 4-year earnings of $66,084, placing University of Toledo in the 70.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $8,994 more than similar students at comparable institutions, placing University of Toledo in the 84.4 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks University of Toledo #457 for return on investment among nonprofit four-year institutions — in the 69.2 percentile for return on investment among nonprofit four-year institutions. Those figures represent meaningful returns relative to OH's no-degree-equivalent earnings baseline of $32,204, the state median earnings of working adults age 25–34 with only a high school credential. The earnings pattern at University of Toledo is anchored by Business, which forms the core of the university's degree output and connects graduates to stable, well-paying career paths. Nursing stands out as the program combining strong cohort scale with competitive four-year earnings — a combination that drives a meaningful share of the institution's overall return profile. Among the most popular programs, Nursing program graduates 277 students with median earnings of $77,241 four years after enrollment, and Azimuth ranks the program #231 for median earnings four years after enrollment among nonprofit four-year institutions . Business Administration and Digital Marketing also enroll substantial cohorts of 198 and 185 graduates respectively, with four-year median earnings of $67,516 and $67,040. On the higher-earning end, Mechanical Engineering and Finance post four-year median earnings of $90,717 and $74,304, with Azimuth ranking Mechanical Engineering #121 and Finance #102 for median earnings four years after enrollment among nonprofit four-year institutions.
