Percentile rankings vs 1,600+ peer institutions. Higher is better.
Career OutcomesAzimuth ranks University of Toledo #376 for overall value on Azimuth's composite among nonprofit four-year institutions. Graduates earn median 4-year earnings of $66,084, placing University of Toledo in the 70.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions. University of Toledo sits in the 84.4 percentile for earnings beyond expectations among nonprofit four-year institutions, reflecting graduates who earn about $8,994 more than similar students at comparable institutions. University of Toledo's composite ranking reflects a balance of return, access, and affordability working together — graduates achieve median 4-year earnings of $66,084 and outperform earnings expectations for their student profile, placing the university among the stronger-performing institutions in the Azimuth coverage set. Azimuth ranks University of Toledo #457 for return on investment among nonprofit four-year institutions, anchored by a business-dominant program mix that channels graduates into stable, well-paying careers across the regional and national labor market.
Azimuth ranks University of Toledo #376 for overall value on Azimuth's composite among nonprofit four-year institutions — in the 74.4 percentile for overall value on Azimuth's composite among nonprofit four-year institutions. A public university in Toledo, OH, University of Toledo enrolls roughly 9,770 undergraduates. Freshman retention stands at 77.3% and the six-year graduation rate is 57.0%, reflecting a student body that largely completes what it starts. The composite is anchored by return on investment. Azimuth ranks University of Toledo #457 for return on investment among nonprofit four-year institutions — in the 69.2 percentile for return on investment among nonprofit four-year institutions. Graduates earn median four-year earnings of $66,084, placing University of Toledo in the 70.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $8,994 more than similar students at comparable institutions, placing University of Toledo in the 84.4 percentile for earnings beyond expectations among nonprofit four-year institutions. The dominant program family is Business, which shapes both the earnings profile and the types of careers graduates enter. Access and affordability round out the composite picture. University of Toledo sits in the 50.2 percentile for access among nonprofit four-year institutions, with 27.5% of undergraduates receiving Pell Grants and 33.4% identifying as first-generation students — a profile consistent with a broad-access public university serving the OH region. Affordability sits in the 66.0 percentile among nonprofit four-year institutions, and mobility sits in the 79.6 percentile, reflecting how well the institution converts access into durable economic progress for its graduates.
University of Toledo's published cost of attendance is $26,512. Net price by income band shows meaningful variation across the income spectrum. Low-income families pay approximately $13,524, low-to-middle-income families pay around $13,365, middle-income families pay about $16,407, middle-to-higher-income families pay approximately $19,659, and higher-income families pay roughly $22,053. Azimuth ranks University of Toledo #485 for post-graduation affordability among nonprofit four-year institutions. The variation in net price across income bands reflects the university's need-based aid structure, where lower-income families receive larger grant awards relative to their ability to pay. Median federal student loan debt at graduation is $22,250, and families using Parent PLUS borrow a median of $19,243; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For the typical graduate at the institution's median four-year earnings of $66,084, median federal debt of $22,250 projects to a monthly payment of about $251 under standard ten-year repayment. In a downside earnings scenario anchored on lower-earning program clusters, four-year earnings of $44,098 would create tighter monthly cash flow relative to the same payment obligation. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
University of Toledo is a public university in Toledo, OH with a program portfolio anchored in Business — a good fit for students drawn to applied professional fields who want a regional research university with broad access and measurable post-graduation value. Graduates earn median 4-year earnings of $66,084, placing University of Toledo in the 70.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions, and earn about $8,994 more than similar students at comparable institutions, placing University of Toledo in the 84.4 percentile for earnings beyond expectations among nonprofit four-year institutions. The institution enrolls a meaningful share of Pell-eligible and first-generation students — 27.5% of undergraduates receive Pell Grants and 33.4% are first-generation — and University of Toledo sits in the 72.0 percentile for low-income graduate earnings among nonprofit four-year institutions, a historical 10-year Scorecard measure, making it a credible option for cost-sensitive families seeking reliable long-term outcomes. Fit depends on two realistic filters: the program mix is oriented toward Business and related applied fields, so students whose interests align there will find the strongest outcomes, and higher-income families should weigh a net price of $22,053 alongside a median debt of $22,250 when modeling total cost.
This school profile was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid. Data sourced from College Scorecard.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
Comprehensive Analysis
Detailed metrics, charts, and full data breakdown
Financial GPS Tool
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This is the University Of Toledo hub overview page. Related admissions, cost, outcomes, majors, and similar-school pages provide the detailed school data.
Based on federal data for students receiving aid. Actual costs may vary.
University of Toledo's published cost of attendance is $26,512. Net price by income band shows meaningful variation across the income spectrum.
Low-income families pay approximately $13,524, low-to-middle-income families pay around $13,365, middle-income families pay about $16,407, middle-to-higher-income families pay approximately $19,659, and higher-income families pay roughly $22,053. Azimuth ranks University of Toledo #485 for post-graduation affordability among nonprofit four-year institutions.
The variation in net price across income bands reflects the university's need-based aid structure, where lower-income families receive larger grant awards relative to their ability to pay. Median federal student loan debt at graduation is $22,250, and families using Parent PLUS borrow a median of $19,243; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the [Parent PLUS risk framework](/analysis/ou-what-happens-when-parents-borrow-too/) for how household context shapes PLUS decisions.
For the typical graduate at the institution's median four-year earnings of $66,084, median federal debt of $22,250 projects to a monthly payment of about $251 under standard ten-year repayment. In a downside earnings scenario anchored on lower-earning program clusters, four-year earnings of $44,098 would create tighter monthly cash flow relative to the same payment obligation.
For personalized projections across earnings scenarios — including Parent PLUS planning — use [Azimuth's Financial GPS tool](/analysis/financial-gps-framework/).
Graduates earn median 4-year earnings of $66,084, placing University of Toledo in the 70.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $8,994 more than similar students at comparable institutions, placing University of Toledo in the 84.4 percentile for [earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/) among nonprofit four-year institutions.
Azimuth ranks University of Toledo #457 for return on investment among nonprofit four-year institutions — in the 69.2 percentile for return on investment among nonprofit four-year institutions. Those figures represent meaningful returns relative to OH's no-degree-equivalent earnings baseline of $32,204, the state median earnings of working adults age 25–34 with only a high school credential.
The earnings pattern at University of Toledo is anchored by Business, which forms the core of the university's degree output and connects graduates to stable, well-paying career paths. Nursing stands out as the program combining strong cohort scale with competitive four-year earnings — a combination that drives a meaningful share of the institution's overall return profile.
Among the most popular programs, Nursing program graduates 277 students with median earnings of $77,241 four years after enrollment, and Azimuth ranks the program #231 for median earnings four years after enrollment among nonprofit four-year institutions [per the program-ranking methodology](/analysis/college-program-rankings-how-to-actually-evaluate-programs/). Business Administration and Digital Marketing also enroll substantial cohorts of 198 and 185 graduates respectively, with four-year median earnings of $67,516 and $67,040.
On the higher-earning end, Mechanical Engineering and Finance post four-year median earnings of $90,717 and $74,304, with Azimuth ranking Mechanical Engineering #121 and Finance #102 for median earnings four years after enrollment among nonprofit four-year institutions.
Electromechanical Technologies/Technicians
27 graduates
Electrical, Electronics, and Communications Engineering
47 graduates
Chemical Engineering
43 graduates
Computer Engineering
115 graduates
Mechanical Engineering
164 graduates
University of Toledo's program mix is anchored in Business, with meaningful concentrations in Business (22% of graduates), Engineering (16%), and Education (4%). The largest programs by graduate volume include Nursing (277 graduates), Business Administration (198 graduates), Digital Marketing (185 graduates), Mechanical Engineering (164 graduates), and Finance (131 graduates).
Across 56 programs serving roughly 2,917 students annually, the university's degree output reflects a practical, workforce-oriented portfolio suited to the regional Ohio economy. Nursing anchors the institution's strongest aggregate financial outcomes, combining meaningful cohort scale with solid four-year earnings — making it the program that contributes most to University of Toledo's overall return profile.
Among the highest-earning programs, Computer Engineering leads with median earnings of $93,816 four years after enrollment; Azimuth ranks Computer Engineering #75 for median earnings four years after enrollment among nonprofit four-year institutions, based on [how Azimuth evaluates programs](/analysis/college-program-rankings-how-to-actually-evaluate-programs/). Mechanical Engineering follows with median earnings of $90,717, with Azimuth ranking Mechanical Engineering #121 for median earnings four years after enrollment among nonprofit four-year institutions.
Nursing and Finance also post competitive early-career earnings of $77,241 and $74,304 respectively, reflecting the university's depth in applied professional fields. The earnings pattern across University of Toledo's ranked programs reflects two distinct graduate pathways.
High-mobility, direct-to-workforce programs — particularly in business, engineering, and health-related fields — deliver earnings that reflect immediate labor-market outcomes, and the [supply and demand for college graduates](/analysis/supply-demand-map-college-degrees/) context for these fields remains broadly favorable in the Midwest. Programs in education, social sciences, and some health disciplines are more locally oriented or graduate-school-dependent, where four-year earnings figures undercount longer-term trajectory for students who continue into advanced study or credentialed professional roles.
Together, 36 ranked programs give prospective students a clear picture of where University of Toledo's strongest financial returns are concentrated.
Peer institutions with comparable quality and outcomes:
| School | State | Accept Rate | Median Earnings | Rank | |
|---|---|---|---|---|---|
University Of Central Oklahoma Similar quality tier (#10898 ranked) | OK | 78% | $48,351 | #10898 | Compare |
Texas A&M University-San Antonio Similar quality tier (#10887 ranked) | TX | 93% | $54,338 | #10887 | Compare |
West Virginia University Similar quality tier (#10885 ranked) | WV | 89% | $55,939 | #10885 | Compare |
Bridgewater State University Similar quality tier (#10884 ranked) | MA | 88% | $57,466 | #10884 | Compare |
State University Of New York At Oswego Similar quality tier (#10921 ranked) | NY | 81% | $57,566 | #10921 | Compare |
