Cost & financial aid brief
University of Wisconsin-Platteville Tuition, Costs & Financial Aid
How much does University of Wisconsin-Platteville cost after financial aid?
Aid reduces the published cost most sharply in the lower income bands, with considerably higher average prices in the upper bands. For the average aid recipient, aid covers about 25% of the published cost, leaving an average net price of $16,032 after an offset of $5,234.
Families in the lowest income band average $9,009, followed by $10,459 and $12,065 in the next two bands. The next-higher band averages $17,984, and the highest band averages $20,245.
The $11,236 spread between the lowest and highest bands is a difference of averages. Lower average prices in the earlier bands show that aid is concentrated more heavily among families with lower incomes.
At University of Wisconsin-Platteville, the published cost of attendance is $21,266, but aid recipients’ costs vary substantially by family income. In the lowest family-income band, average net price, what aid recipients pay after grants and scholarships, is $9,009; it is $10,459 in the next band, $12,065 in the middle band, $17,984 in the next-higher band, and $20,245 in the highest band.
The spread between the lowest and highest bands is $11,236. Azimuth ranks the university #384 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 25% of the published cost, an average financial-aid saving of $5,234. For first-time full-time Title IV aid recipients, the average net price is $16,032, which is $1,964 above the peer median of $14,068 for comparable institutions (same type and size).
Published in-state tuition and fees are $8,644, compared with $17,603 for out-of-state tuition and fees. Borrowing is common here: 90.9% of federal aid recipients take federal loans, and borrowers who complete have median federal student loan debt of $21,977.
That median is $748 above the $21,229 peer median at comparable institutions (same type and size). Parent borrowers have median Parent PLUS borrowing of $15,000.
The median federal student debt corresponds to an estimated payment of $250 a month if repaid over ten years.
Student loans: what does repayment look like?
Federal borrowing is common at University of Wisconsin-Platteville, with 90.9% of federal aid recipients taking federal loans. Among federal-loan borrowers who complete, median federal student loan debt is $21,977.
Comparable institutions (same type and size) have a peer median federal debt of $21,229; the university’s median is above that reference by $748. Parent PLUS borrowers are a separate parent-borrower population, with median borrowing of $15,000.
At University of Wisconsin-Platteville, the return picture pairs earnings above expectation with borrowing above the level at comparable institutions. Among federally aided completers who are working and not enrolled, median earnings are $70,899 four years after completion.
Azimuth places those earnings in the 78th percentile among nonprofit four-year institutions. Graduates earn about $3,903 more than the model expects for similar students.
Earnings beyond expectations means the gap between what graduates earn and what the model expects for similar students; Azimuth places that measure in the 68th percentile among nonprofit four-year institutions. The program-mix scenarios put earnings at $49,140 in a downside scenario, $70,899 in a typical scenario, and $89,196 in an upside scenario.
Median federal student loan debt at completion is $21,977, $748 above the $21,229 peer median for comparable institutions (same type and size). That debt corresponds to an estimated payment of $250 a month if repaid over ten years.
Above-expected earnings and debt above the peer median point in different directions.
For the separate population of Parent PLUS parent borrowers, median borrowing is $15,000. For student borrowers, that debt corresponds to an estimated payment of $250 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $15,000
- Estimated parent payment
- $191/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $21,977
- Institution Parent PLUS debt
- $15,000
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $250/mo
- Estimated Parent PLUS payment · monthly
- $191/mo
- Modeled student + parent payments
- $441/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $70,899, with a $22,590 annual allowance for basic expenses:
6.2% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.