Cost & financial aid brief
University of Wisconsin-Stout Tuition, Costs & Financial Aid
How much does University of Wisconsin-Stout cost after financial aid?
Aid brings down the published charge for recipients, but the size of that reduction differs substantially by family income. Aid covers about 23% of the published cost for the average aid recipient, leaving an average net price of $17,490 after an average offset of $5,307.
Across the income bands, average net prices run from $10,966 in the lowest band to $12,229 in the lower-middle band, $13,164 in the middle band, $19,528 in the upper-middle band, and $22,028 in the highest band. The gap between the ends of that range is $11,062, a difference of band averages.
Lower-income bands receive the lower average prices, a pattern consistent with aid being concentrated toward families with lower incomes.
At University of Wisconsin-Stout, the published cost of attendance is $22,797, and aid recipients’ prices differ widely by family-income band. Average net price, what aid recipients pay after grants and scholarships, is $10,966 for the lowest-income band, $12,229 for the lower-middle-income band, $13,164 for the middle-income band, $19,528 for the upper-middle-income band, and $22,028 for the highest-income band.
The spread between the lowest and highest bands is $11,062. Azimuth ranks the university #462 for affordability among nonprofit four-year institutions.
For the average aid recipient, financial aid saves $5,307 against the sticker price and covers about 23% of the published cost. Across all aid recipients, the average net price is $17,490, which is $3,422 above the peer median of $14,068 at comparable institutions (same type and size).
Published in-state tuition and fees are $10,701, compared with $19,265 for out-of-state tuition and fees. The overall price sits above the comparable-school midpoint despite average aid savings.
Federal borrowing is common here, with median debt above that at comparable institutions. Among federal-loan borrowers who completed, median federal student loan debt is $23,000, and 92.3% of federal aid recipients borrow federal loans.
That median is $1,771 above the $21,229 peer median for comparable institutions (same type and size). Median Parent PLUS borrowing is $11,000.
The median federal student debt corresponds to an estimated payment of $261 a month if repaid over ten years.
Student loans: what does repayment look like?
Federal borrowing is widespread at University of Wisconsin-Stout, with 92.3% of federal aid recipients taking federal loans. Among borrowers who complete, median federal student loan debt is $23,000.
The median is above the $21,229 peer median at comparable institutions (same type and size), by $1,771. For the separate population of parent borrowers, median Parent PLUS borrowing is $11,000.
Widespread federal borrowing and debt above the peer median point to a cost picture families should weigh carefully.
University of Wisconsin-Stout presents a mixed investment picture: earnings sit above comparable institutions, but fall short of expectation. Four years after completion, federally aided completers who are working and not enrolled have median earnings of $64,234.
Azimuth places that figure in the 63rd percentile among nonprofit four-year institutions. Graduates earn about $3,558 less than the model expects for similar students.
Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, sits in the 41st percentile among nonprofit four-year institutions. Earnings scenarios put earnings at $64,234 in the typical case, $49,565 in the downside case, and $87,265 in the upside case.
Median federal student debt at completion is $23,000, above the $21,229 peer median for comparable institutions (same type and size) by $1,771. That debt corresponds to an estimated payment of $261 a month if repaid over ten years.
The peer earnings comparison is favorable, but the model result and borrowing figures point to a mixed return picture.
Among the separate population of parent borrowers, median Parent PLUS borrowing comes to $11,000. The median federal student debt corresponds to an estimated payment of $261 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $11,000
- Estimated parent payment
- $140/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Caution |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $23,000
- Institution Parent PLUS debt
- $11,000
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $261/mo
- Estimated Parent PLUS payment · monthly
- $140/mo
- Modeled student + parent payments
- $401/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $64,234, with a $22,590 annual allowance for basic expenses:
7.5% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.