Cost & financial aid brief
Villanova University Tuition, Costs & Financial Aid
How much does Villanova University cost after financial aid?
Aid reductions vary sharply by family-income band, with lower-band averages far below the price faced by the highest band. For the average aid recipient, aid covers about 48% of the published cost.
The sticker-to-net gap is $41,037, leaving an average net price of $43,756. Average net prices are $17,823 in the lowest income band, $16,496 in the next-lowest band, $20,923 in the middle band, $33,389 in the next-highest band, and $58,741 in the highest band.
The spread between the lowest and highest bands is $40,918, a difference of averages. This pricing pattern coincides with larger aid reductions at lower family incomes, though the overall after-aid price remains high.
The published cost of attendance at Villanova University is $84,793 (an average across living arrangements). Azimuth ranks the university #1,375 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $17,823, for those earning $48,001 to $75,000 it is $20,923, and for those earning over $110,000 it is $58,741. The spread between the lowest and highest bands is $40,918.
Aid covers about 48% of the published cost for the average aid recipient, bringing the average net price across all bands to $43,756. That is $16,385 above the $27,371 median for comparable institutions (same type and size).
Borrowers who complete a degree carry a median of $25,874 in federal student loans, $1,675 above the $24,199 peer median. If repaid over ten years, that debt corresponds to an estimated payment of $294 a month.
Parents who borrow through the federal Parent PLUS program hold a separate median of $40,000.
Student loans: what does repayment look like?
Federal borrowing is widespread at Villanova University, with 96.7% of federal aid recipients taking federal loans. For borrowers who complete, median federal student loan debt is $25,874.
The peer median, the middle value for comparable institutions (same type and size), is $24,199, placing Villanova's median $1,675 above that figure. Parent borrowers are a separate population, with median Parent PLUS borrowing of $40,000.
The slightly higher debt median and broad federal borrowing make debt a central part of the cost picture.
At Villanova University, median earnings reach $104,228 four years after completion. Azimuth places that earnings figure in the 97th percentile among nonprofit four-year institutions.
Graduates earn about $15,956 more than expects for similar students. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, falls in the 92nd percentile among nonprofit four-year institutions.
The earnings scenarios range from $72,214 in the downside scenario to $127,636 in the upside scenario, with $104,228 in the typical scenario. Median federal student debt at completion is $25,874, above the $24,199 median at comparable institutions (same type and size).
That debt corresponds to an estimated payment of $294 a month if repaid over ten years. High earnings measures sit alongside debt that is above the peer median.
Parent PLUS borrowing is separate from student borrowing; its median for parent borrowers is $40,000. Separately, median federal student debt corresponds to an estimated payment of $294 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $40,000
- Estimated parent payment
- $508/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 30.0% | High pressure |
| $100,000 | 13.4% | High pressure |
| $150,000 | 6.4% | Caution |
| $200,000 | 4.2% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $25,874
- Institution Parent PLUS debt
- $40,000
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $294/mo
- Estimated Parent PLUS payment · monthly
- $508/mo
- Modeled student + parent payments
- $802/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $104,228, with a $23,940 annual allowance for basic expenses:
4.4% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.