Cost & financial aid brief
Adrian College Tuition, Costs & Financial Aid
How much does Adrian College cost after financial aid?
Aid covers about 55% of the published cost for the average aid recipient. That share describes the sticker-to-net gap for aid recipients as a group, not the grant total or final bill for any one family.
The income pattern is consistent across the listed bands: the lowest-income group has the lowest average net price, and each successive group faces a higher average. This is a pattern of aid reaching further against published costs at lower family incomes, not a statement about how any individual package is set.
For families comparing offers, the published cost and the average aid reduction need to be read alongside the income-band pattern. The average aid share and the upward progression in net prices both indicate that costs after aid vary by family income.
For families receiving aid, the listed annual cost at Adrian College is $56,003 (an average across living arrangements) before grants and scholarships. Average net price, what aid recipients pay after grants and scholarships, is $19,542 in the lowest family-income band, $21,571 in the lower-middle band, $24,162 in the middle band, $27,166 in the upper-middle band, and $28,652 in the highest band.
The spread between the lowest and highest bands is $9,110, a difference between band averages. Azimuth ranks the college #1,150 for affordability among nonprofit four-year institutions.
Aid covers about 55% of the published cost for the average aid recipient, offsetting $30,635 against the sticker price. Across all aid recipients, the average net price is $25,368; published tuition and fees are $41,684, with room and board listed at $20,260.
The peer median, the middle value for comparable institutions (same type and size), is $22,347, and Adrian’s average net price is $3,021 above it. Aid reduces the listed cost substantially, though the average price remains above the comparable-institution median.
Borrowing is common among Adrian completers: median federal student loan debt at completion is $27,000, and 98.2% of federal aid recipients borrow federal loans. The peer median federal debt for comparable institutions (same type and size) is $25,000, putting Adrian’s median $2,000 above that figure.
That debt corresponds to an estimated payment of $307 a month if repaid over ten years. Parent borrowers have median Parent PLUS borrowing of $38,405.
Student loans: what does repayment look like?
At Adrian College, federal borrowing is widespread: 98.2% of federal aid recipients take federal loans, and borrowers who complete have median federal student loan debt of $27,000. At comparable institutions (same type and size), the peer median is $25,000; Adrian College's median is $2,000 above that figure.
For the separate parent-borrower population, median Parent PLUS borrowing is $38,405.
Four years after completing their degrees, Adrian College graduates who are working and not enrolled earn a median of $55,233. That figure sits in the 34th percentile among nonprofit four-year institutions.
Graduates earn about $9,476 less than expects for similar students. That result places earnings beyond expectations in the 21st percentile.
Earnings scenarios run from $50,260 on the downside to $71,432 on the upside, with $55,233 as the typical case. The median federal debt for completers who borrowed is $27,000, standing $2,000 above the comparable-institution median of $25,000.
That debt corresponds to an estimated payment of $307 a month if repaid over ten years. Below-expected earnings and debt above the peer median point the same way.
For the separate population of parent borrowers, median Parent PLUS borrowing is $38,405. For student borrowers with the median federal debt, that debt corresponds to an estimated payment of $307 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $38,405
- Estimated parent payment
- $488/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $27,000
- Institution Parent PLUS debt
- $38,405
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $307/mo
- Estimated Parent PLUS payment · monthly
- $488/mo
- Modeled student + parent payments
- $795/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $55,233, with a $22,590 annual allowance for basic expenses:
11.3% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.