Cost & financial aid brief
Capital University Tuition, Costs & Financial Aid
How much does Capital University cost after financial aid?
Grants and scholarships cut the published cost by $34,554 for the average recipient, covering about 60% of the sticker price. Families earning under $30,000 see an average net price of $19,062; those over $110,000 see $27,299, with $18,574, $20,331, and $23,348 between them.
The spread between the lowest and highest bands is $8,237, and families in the bottom two bands face similar average net prices. That pattern shows deeper aid offsets at lower incomes, with smaller offsets for higher bands.
For Capital University, the published cost of attendance is $57,130; after aid, pricing differs across family-income bands. The average net price, what aid recipients pay after grants and scholarships, is $19,062 in the lowest family-income band; $18,574 in the lower-middle band; $20,331 in the middle band; $23,348 in the upper-middle band; and $27,299 in the highest band.
The spread between the lowest and highest bands is $8,237, and Azimuth ranks the university #974 for affordability among nonprofit four-year institutions. For the average aid recipient, aid covers about 60% of the published cost, or average financial-aid savings of $34,554 against the sticker price.
Across all aid recipients, the average net price is $22,576, which is $229 above the peer median of $22,347 at comparable institutions (same type and size). Published tuition and fees are $43,234, with room and board listed at $12,984.
Average pricing is close to the peer benchmark despite aid offsetting much of the published cost. Among borrowers who completed, median federal student loan debt is $26,889, and 95.1% of federal aid recipients borrow federal loans.
That debt is $1,889 above the $25,000 peer median at comparable institutions (same type and size). That debt corresponds to an estimated payment of $306 a month if repaid over ten years.
Median Parent PLUS borrowing is $28,132.
Student loans: what does repayment look like?
Federal borrowing is common at Capital University, with 95.1% of federal aid recipients taking federal loans. For borrowers who completed, median federal student loan debt is $26,889.
The peer median, the middle value for comparable institutions (same type and size), is $25,000; the university's median is $1,889 above it. Broad federal borrowing and debt above the peer median point in the same direction.
Parent borrowers are a separate population, with median Parent PLUS borrowing of $28,132.
Capital University’s investment picture is mixed: its earnings sit above the peer median, the middle value for comparable institutions (same type and size). Yet graduates earn about $5,382 less than expects for similar students.
Among federally aided completers who are working and not enrolled, median earnings are $59,121 four years after completion; Azimuth places that figure in the 48th percentile among nonprofit four-year institutions. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, falls in the 35th percentile.
The earnings scenarios show $45,468 in a downside scenario, $59,121 in a typical scenario, and $80,000 in an upside scenario. Median federal student loan debt at completion is $26,889, compared with a peer median of $25,000; it is $1,889 above that benchmark.
That debt corresponds to an estimated payment of $306 a month if repaid over ten years. Above-peer earnings and above-peer debt pull in opposite directions, while earnings below model expectations adds caution.
Parent borrowers using Parent PLUS loans had median borrowing of $28,132, a separate population from student federal-loan borrowers. For the median federal debt, that debt corresponds to an estimated payment of $306 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $28,132
- Estimated parent payment
- $357/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 21.1% | High pressure |
| $100,000 | 9.5% | Caution |
| $150,000 | 4.5% | Safe |
| $200,000 | 3.0% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $26,889
- Institution Parent PLUS debt
- $28,132
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $306/mo
- Estimated Parent PLUS payment · monthly
- $357/mo
- Modeled student + parent payments
- $663/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $59,121, with a $23,940 annual allowance for basic expenses:
10.4% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.