Carolina University's published cost of attendance is $32,680. Net price by income band reflects the institution's need-based aid structure: low-income families pay approximately $17,738, middle-income families pay around $22,993, and higher-income families pay approximately $24,152.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $32,680 |
| Tuition and Fees | $17,575 |
| Room and Board | $12,400 |
| Books and Supplies | $2,600 |
| Average Financial Aid (Grants and Scholarships) | -$11,852 |
| Average Net Price (What Families Pay) | $20,828 |
| Family Income | Net Price |
|---|---|
| $0–30k | $17,738 |
| $30–48k | $17,560 |
| $48–75k | $22,993 |
| $75–110k | $23,597 |
| $110k+ | $24,152 |
Carolina University's published cost of attendance is $32,680. Net price by income band reflects the institution's need-based aid structure: low-income families pay approximately $17,738, middle-income families pay around $22,993, and higher-income families pay approximately $24,152. Azimuth ranks Carolina University #473 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Carolina University's aid structure is need-based, with financial aid distributed through the FAFSA and institutional processes. The difference between published cost of attendance and net price reflects the institution's commitment to meeting demonstrated need through grants and scholarships. Families should review the net price illusion to understand how sticker price and actual out-of-pocket cost diverge. Median federal student loan debt at graduation is $20,287, and families using Parent PLUS borrow a median of $11,554; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $52,812, median federal debt of $20,287 projects to a monthly payment of about $229 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Carolina University earn median 4-year earnings of $52,812, placing the institution in the 12.7 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $13,633 less than similar students at comparable institutions, placing Carolina University in the 12.7 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Carolina University #717 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Carolina University's concentration in Theology. Bible/Biblical Studies is the largest program with 39 graduates earning median 4-year earnings of $56,995, representing 1.3x the national benchmark for the field. Business Administration and Criminal Justice follow as substantial program clusters, with Interdisciplinary Studies rounding out the core academic portfolio. This focused program mix — anchored in Theology — drives the institution's distinctive earnings profile and long-term financial outcomes for graduates.
