Published cost of attendance is $43,358. After need-based aid, low-income families pay approximately $17,882, middle-income families pay around $19,609, higher-income families pay approximately $20,917.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $43,358 |
| Tuition and Fees | $27,840 |
| Room and Board | $12,800 |
| Books and Supplies | $1,200 |
| Average Financial Aid (Grants and Scholarships) | -$24,599 |
| Average Net Price (What Families Pay) | $18,759 |
| Family Income | Net Price |
|---|---|
| $0–30k | $17,882 |
| $30–48k | $18,048 |
| $48–75k | $19,609 |
| $75–110k | $20,333 |
| $110k+ | $20,917 |
Published cost of attendance is $43,358. After need-based aid, low-income families pay approximately $17,882, middle-income families pay around $19,609, higher-income families pay approximately $20,917. Azimuth ranks Cumberland University #358 for post-graduation affordability among nonprofit four-year institutions, in the 74.9 percentile. Median federal student loan debt at graduation is $17,952; families using Parent PLUS borrow a median of $11,116. For a graduate at the institution's median four-year earnings of $58,091, median federal debt projects to a monthly payment of about $203 under standard ten-year repayment. For personalized projections across earnings scenarios, use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of Cumberland University earn median 4-year earnings of $58,091, placing the institution in the 33.1 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $1,488 less than similar students at comparable institutions, placing Cumberland University in the 51.5 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Cumberland University #904 for return on investment among nonprofit four-year institutions. The earnings pattern centers on Business, which anchors the institution's economic profile. Nursing is the largest program with 65 graduates earning median 4-year earnings of $78,954, performing at 0.9x the national benchmark for the field. The Business Administration program graduates 47 students with median 4-year earnings of $60,477, at 0.9x benchmark. Kinesiology and Criminal Justice round out the largest cohorts, with Criminal Justice graduates earning median 4-year earnings of $51,032 at 0.9x benchmark. The Psychology, General program graduates 14 students earning median 4-year earnings of $42,713, performing at 0.8x the national benchmark . This concentration in Business and related fields reflects Cumberland University's focused academic portfolio and direct alignment with employer demand in the region.
