Cumberland University's published cost of attendance is $43,358. Need-based financial aid reshapes that figure across income levels: low-income families pay approximately $17,882, families in the lower-middle income band pay around $18,048, middle-income families pay about $19,609, families in the upper-middle income band pay approximately $20,333, and higher-income families pay roughly $20,917.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $43,358 |
| Tuition and Fees | $27,840 |
| Room and Board | $12,800 |
| Books and Supplies | $1,200 |
| Average Financial Aid (Grants and Scholarships) | -$24,599 |
| Average Net Price (What Families Pay) | $18,759 |
| Family Income | Net Price |
|---|---|
| $0–30k | $17,882 |
| $30–48k | $18,048 |
| $48–75k | $19,609 |
| $75–110k | $20,333 |
| $110k+ | $20,917 |
Cumberland University's published cost of attendance is $43,358. Need-based financial aid reshapes that figure across income levels: low-income families pay approximately $17,882, families in the lower-middle income band pay around $18,048, middle-income families pay about $19,609, families in the upper-middle income band pay approximately $20,333, and higher-income families pay roughly $20,917. Azimuth ranks Cumberland University #358 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Cumberland University participates in federal need-based aid programs and offers institutional scholarships to help bridge the gap between sticker price and what families actually pay. The institution applies a need-based aid model, with financial aid packages determined through the FAFSA. Families should review the institution's financial aid page for current aid policies and application procedures. Median federal student loan debt at graduation is $17,952, and families using Parent PLUS borrow a median of $11,116; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $58,091, median federal debt of $17,952 projects to a monthly payment of about $203 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Cumberland University earn median 4-year earnings of $58,091, placing the institution in the 33.1 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $1,488 less than similar students at comparable institutions, placing Cumberland University in the 51.5 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Cumberland University #904 for return on investment among nonprofit four-year institutions. The earnings pattern centers on Business, which anchors the institution's economic profile. Nursing is the largest program with 65 graduates earning median 4-year earnings of $78,954, performing at 0.9x the national benchmark for the field. The Business Administration program graduates 47 students with median 4-year earnings of $60,477, at 0.9x benchmark. Kinesiology and Criminal Justice round out the largest cohorts, with Criminal Justice graduates earning median 4-year earnings of $51,032 at 0.9x benchmark. The Psychology, General program graduates 14 students earning median 4-year earnings of $42,713, performing at 0.8x the national benchmark . This concentration in Business and related fields reflects Cumberland University's focused academic portfolio and direct alignment with employer demand in the region.
