Cost & financial aid brief
Florida Southern College Tuition, Costs & Financial Aid
How much does Florida Southern College cost after financial aid?
Florida Southern College offers a substantial average reduction from its published price, but the discount differs across income groups. Aid covers about 53% of the published cost for the average aid recipient.
The difference between published cost and average net price is the portion offset by aid for recipients overall. Across the listed bands, the next-lowest income group has the lowest ; prices then run higher in the middle, upper-middle, and highest bands.
The lowest band does not have the lowest listed price. This pattern shows that aid amounts vary by income band rather than establishing what any one applicant will receive.
Florida Southern College has a published cost of attendance of $60,768, with aid-recipient prices varying by family income. Average net price is $23,624 for the lowest family-income band; $21,385 for the lower-middle band; $25,830 for the middle band; $29,044 for the upper-middle band; and $33,706 for the highest band.
The spread between the lowest and highest bands is $10,082. Azimuth ranks Florida Southern College #1,169 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 53% of the published cost and offsets $32,217 against the sticker price. The average net price, what aid recipients pay after grants and scholarships, is $28,551.
That is $1,180 above the peer median net price of $27,371 at comparable institutions (same type and size). Published tuition and fees are $44,040, so aid changes the listed price substantially, though the average net price remains above the peer comparison.
Borrowing is common among undergraduates here: 91.3% of federal aid recipients take federal loans, and borrowers who complete have median federal student loan debt of $25,000. The peer median debt at comparable institutions (same type and size) is $24,199, placing the college's median $801 above that figure.
That debt corresponds to an estimated payment of $284 a month if repaid over ten years. For parent borrowers, median Parent PLUS borrowing is $33,294.
Student loans: what does repayment look like?
Federal borrowing is widespread at Florida Southern College, with 91.3% of federal aid recipients taking federal loans. Among borrowers who completed, median federal student loan debt was $25,000.
The peer median, the middle value for comparable institutions (same type and size), was $24,199, and the college's median was $801 above it. For Parent PLUS borrowers, a separate parent-borrower population, median borrowing was $33,294.
The investment picture at Florida Southern College is mixed: earnings land below what expects, while borrowing sits close to the peer median. Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $58,753, a figure at the 46th percentile among nonprofit four-year institutions.
Graduates earn about $10,682 less than the model expects for similar students, an outcome that falls in the 17th percentile. Earnings scenarios, estimated from the program mix, stretch from $46,401 in a downside case to $80,969 in an upside case, with the typical scenario aligning with the observed median.
Borrowers who finish carry a median of $25,000 in federal student loans, $801 above the $24,199 median for comparable institutions (same type and size). If repaid over ten years, that debt corresponds to an estimated payment of $284 a month.
Borrowing at Florida Southern College can involve both student and parent loans. The median Parent PLUS borrowing for parent borrowers was $33,294.
Median federal student debt corresponds to an estimated payment of $284 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $33,294
- Estimated parent payment
- $423/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $25,000
- Institution Parent PLUS debt
- $33,294
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $284/mo
- Estimated Parent PLUS payment · monthly
- $423/mo
- Modeled student + parent payments
- $707/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $58,753, with a $22,590 annual allowance for basic expenses:
9.4% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.