Hobart William Smith Colleges' published cost of attendance is $82,602. Net price by income band varies meaningfully across the income spectrum: low-income families pay approximately $14,650, low-middle-income families pay around $12,639, middle-income families pay about $22,108, middle-high-income families pay approximately $23,149, and higher-income families pay roughly $39,740.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $82,602 |
| Tuition and Fees | $65,117 |
| Room and Board | $17,768 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$51,039 |
| Average Net Price (What Families Pay) | $31,563 |
| Family Income | Net Price |
|---|---|
| $0–30k | $14,650 |
| $30–48k | $12,639 |
| $48–75k | $22,108 |
| $75–110k | $23,149 |
| $110k+ | $39,740 |
Hobart William Smith Colleges' published cost of attendance is $82,602. Net price by income band varies meaningfully across the income spectrum: low-income families pay approximately $14,650, low-middle-income families pay around $12,639, middle-income families pay about $22,108, middle-high-income families pay approximately $23,149, and higher-income families pay roughly $39,740. Azimuth ranks Hobart William Smith Colleges #1326 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Hobart William Smith structures financial aid through need-based grants and federal loan programs. The college participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs to help bridge the gap between published cost and what families actually pay. Families apply for need-based aid using the FAFSA, and the college works to meet demonstrated financial need within its aid budget constraints. Median federal student loan debt at graduation is $27,000, and families using Parent PLUS borrow a median of $61,178; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $70,017, median federal debt of $27,000 projects to a monthly payment of about $305 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Hobart William Smith Colleges earn median 4-year earnings of $70,017, placing Hobart William Smith Colleges in the 72.8 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $16,173 less than similar students at comparable institutions, placing Hobart William Smith Colleges in the 9.3 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Hobart William Smith Colleges #685 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Hobart William Smith Colleges's strength in social sciences and liberal arts fields. Economics is the largest program with 70 graduates earning median 4-year earnings of $111,833, performing at 1.4x the national benchmark for the field. The Communication and Media Studies program graduates 63 students earning $73,650, while Natural Resources Conservation and Research with 54 graduates reaches $61,905. Psychology, General and Biology, General round out the institution's core academic portfolio, each contributing to a diversified earnings profile anchored in the humanities and social sciences.
