Johns Hopkins' published cost of attendance reaches $81,300 annually, including $63,340 in tuition, $19,910 for room and board, and $1,345 for books and supplies. However, the average student pays significantly less after financial aid, with a net price of $18,161 representing substantial savings of $63,139 from the sticker price.
Select your family income to see your estimated cost
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $85,947 |
| Tuition and Fees | $65,230 |
| Room and Board | $20,150 |
| Books and Supplies | $1,356 |
| Average Financial Aid (Grants and Scholarships) | -$67,138 |
| Average Net Price (What Families Pay) | $18,809 |
| Family Income | Net Price |
|---|---|
| $0–30k | $428 |
| $30–48k | $-213 |
| $48–75k | $4,179 |
| $75–110k | $14,591 |
| $110k+ | $37,774 |
Johns Hopkins' published cost of attendance reaches $81,300 annually, including $63,340 in tuition, $19,910 for room and board, and $1,345 for books and supplies. However, the average student pays significantly less after financial aid, with a net price of $18,161 representing substantial savings of $63,139 from the sticker price. This net price falls $8,982 below the peer median of $27,143, indicating stronger financial aid than comparable institutions.
The dramatic difference between published cost and actual net price reflects Johns Hopkins' commitment to making education accessible despite high sticker prices. Net costs vary dramatically by family income, ranging from $1,473 for families earning under $30,000 to $38,745 for families earning over $110,000. This progressive pricing structure ensures that lower-income families pay substantially less while higher-income families shoulder more of the educational costs.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Johns Hopkins graduates demonstrate exceptional debt management, with median debt of $10,250 ranking in the 90th percentile nationally. This figure falls $13,931 below the peer median of $24,181, indicating substantially lower borrowing than comparable institutions.
Debt ranges from $5,500 at the 25th percentile to $20,300 at the 75th percentile, showing that most students graduate with manageable obligations. The debt-to-earnings ratio of 0.12 means typical graduates owe roughly 12 cents for every dollar of annual earnings, representing excellent affordability.
Parent PLUS loans show median debt of $27,000 with monthly payments of $356, though this represents families choosing additional borrowing rather than institutional requirements. The combination of low student debt and strong earnings creates favorable financial conditions where graduates can manage obligations while building wealth.
How cost compares to graduate earnings and value added.
Johns Hopkins represents a strong educational investment despite earnings falling $10,700 below expectations compared to similar students. The university ranks in the 91st percentile for return on investment, driven by the combination of exceptional debt management and strong absolute earnings.
Graduates earn $87,555 annually while owing just $10,250 in median debt, creating a favorable 0.12 debt-to-earnings ratio. Compared to peer institutions, Johns Hopkins graduates earn $24,489 more annually while borrowing $13,931 less, demonstrating superior financial outcomes.
The apparent contradiction between below-expected earnings and strong ROI reflects Johns Hopkins' student profile—highly qualified students who might earn similar amounts at less selective institutions but with higher debt burdens. While earnings don't exceed predictions based on student characteristics, the combination of strong absolute earnings and minimal debt creates conditions supporting long-term financial success and wealth accumulation for graduates.
Johns Hopkins' financial aid strategy focuses heavily on need-based assistance, with aid savings averaging $63,139 per student. The university's ability to reduce net price $8,982 below peer institutions indicates robust endowment support and institutional commitment to accessibility.
With 19.8% of students qualifying for Pell grants, Johns Hopkins enrolls a meaningful share of lower-income students who benefit most from the progressive pricing structure. The dramatic cost reduction from $81,300 to $18,161 demonstrates how financial aid transforms Johns Hopkins from an expensive private university into an accessible option for families across income levels.
Net costs below $5,000 for families earning under $75,000 indicate that Johns Hopkins operates essentially as a free or low-cost option for most middle-class and lower-income families, contradicting perceptions that elite private universities serve only wealthy students.
