Cost & financial aid brief

North Dakota State University-Main Campus Tuition, Costs & Financial Aid

Updated

How much does North Dakota State University-Main Campus cost after financial aid?

North Dakota State University-Main Campus publishes a cost of attendance of $23,716, with in-state tuition and fees at $11,110 and out-of-state at $15,764. Room and board adds another $9,928.

After grants and scholarships, the average net price for aid recipients is $15,543, a savings of $8,173 against the sticker total. Aid covers about 34% of the published cost for the average aid recipient.

That sits above the peer median of $14,068 for comparable institutions (same type and size) by $1,475. Azimuth ranks the university #400 for affordability among nonprofit four-year institutions.

For families with the tightest budgets, the average net price drops to $9,370 for those earning under $30,000, which is well below the all-aid-recipient average. The spread between the lowest and highest income bands is $9,486, showing that aid narrows the gap but does not flatten it entirely.

Affordability at North Dakota State University-Main Campus is a mixed picture: the average net price runs above the peer median, while median federal debt also lands above the peer median. Azimuth ranks the university's affordability in the 72nd percentile among nonprofit four-year institutions.

The average net price, what aid recipients pay after grants and scholarships, is $15,543. That figure is above the peer median of $14,068 for comparable institutions (same type and size) by $1,475.

Median federal student debt among completers who borrowed is $23,199, above the peer median of $21,229 by $1,970. Average net prices range from $9,370 in the lowest income band to $18,856 in the highest, a spread of $9,486.

Average net prices by family-income band show a progressive structure. For families earning under $30,000 the average net price is $9,370; for $30,001–$48,000 it is $11,343; for $48,001–$75,000 it is $11,923; for $75,001–$110,000 it is $16,082; and for families earning over $110,000 it is $18,856.

Pell Grant recipients make up 19.7% of undergraduates, providing context for the lowest band. The spread between the lowest and highest bands is $9,486.

Average net price by family income
$0–30K
$9,370
$30–48K
$11,343
$48–75K
$11,923
$75–110K
$16,082
$110K+
$18,856

Averages within each income band; individual aid packages vary.

Overall average annual net price: $15,543. After grants and scholarships, including living costs. Source and coverage.

At North Dakota State University-Main Campus, the typical aid recipient sees the sticker price reduced by $8,173, with aid covering about 34% of the published cost. Average net prices are smallest for the lowest incomes: $9,370 for families earning under $30,000, $11,343 for the $30,001–$48,000 band, $11,923 for $48,001–$75,000, $16,082 for $75,001–$110,000, and $18,856 for those earning over $110,000.

The spread between the lowest and highest bands is $9,486, a pattern that coincides with larger aid amounts for lower-income families.

North Dakota State University-Main Campus publishes a cost of attendance of $23,716, with in-state tuition and fees at $11,110 and room and board at $9,928. For families earning under $30,000, the average net price—what aid recipients pay after grants and scholarships—is $9,370; for the $48,001–$75,000 band it is $11,923, and for families earning over $110,000 it is $18,856.

The spread between the lowest and highest bands is $9,486. Azimuth ranks the university #400 for affordability among nonprofit four-year institutions.

Aid covers about 34% of the published cost for the average aid recipient, a savings of $8,173 against the sticker price. The average net price across all aid recipients is $15,543, which sits above the peer median of $14,068 for comparable institutions (same type and size) by $1,475.

Out-of-state students face a higher published tuition of $15,764 before aid. Graduates who borrow federal loans leave with a median debt of $23,199.

About 93.2% of federal aid recipients take federal loans, and that debt is above the peer median of $21,229 by $1,970. It corresponds to an estimated payment of $264 a month if repaid over ten years.

Parents who take out Parent PLUS loans borrow a median of $14,621.

Student loans: what does repayment look like?

Completing borrowers at North Dakota State University-Main Campus carry a median federal student debt of $23,199. That median is above the $21,229 figure at comparable institutions (same type and size) by $1,970.

Across all undergraduates, 93.2% of federal aid recipients take federal loans. Parent borrowers show median Parent PLUS debt of $14,621.

In its 2024-25 Common Data Set, the university reported that 68% of graduates borrowed from any source, including 66% with federal loans and 30% with private loans. Average cumulative borrowing was $33,062 per borrower, with federal borrowers averaging $21,014 and private borrowers averaging $27,894. Debt sits above the peer median alongside broad undergraduate borrowing.

Graduates of North Dakota State University-Main Campus see earnings that outpace both peers and expectations. Four years after completion, the median is $67,679, a figure in the 72nd percentile among nonprofit four-year institutions.

That is above the $57,301 median for comparable institutions (same type and size) by $10,378. Graduates earn about $4,090 more than expects for similar students, an outcome in the 69th percentile nationally.

Earnings scenarios derived from the university's program mix show a typical earnings level at the same median, with a downside scenario of $50,706 and an upside scenario of $92,010. On the cost side, the median federal student debt at completion is $23,199, which is above the $21,229 peer median.

That debt corresponds to an estimated payment of $264 a month if repaid over ten years. Above-expected earnings combined with a debt load that is only modestly above the peer median point to a solid return for graduates.

Median Parent PLUS borrowing, a separate parent-borrower population, is $14,621. The estimated monthly student payment if repaid over ten years is $264.

Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.

Parent loans: what can the family afford?

How Parent PLUS borrowing affects families

Median Parent PLUS debt
$14,621
Estimated parent payment
$186/mo
Modeled Parent PLUS pressure by income
IncomeRisk level
$35,000High pressure
$50,000High pressure
$75,000Caution
$100,000Safe
$150,000Safe
$200,000Safe

The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.

Student and parent loans: the monthly payments

Financial GPS

What does repayment look like?

Institution median student debt
$23,199
Institution Parent PLUS debt
$14,621

Federal loans only; private or institutional loans aren’t included.

Estimated student payment · monthly
$264/mo
Estimated Parent PLUS payment · monthly
$186/mo
Modeled student + parent payments
$450/mo

Payments use school-wide median balances, not a specific major’s.

Student payment as a share of available income

At median graduate earnings of $67,679, with a $22,590 annual allowance for basic expenses:

7.0% of income above the allowance · Excellent

  1. Excellent Under 8% · selected scenario
  2. Good 8–under 12%
  3. Concerning 12–20%
  4. High risk Over 20%
How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

Read the framework and its limits.

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

Explore your own numbers in Financial GPS

Data & methodology

Sources and reporting periods: methodology.

Analysis and methodology by Daniel Rogers, founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. About College Azimuth.

Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.