Cost & financial aid brief
Oregon Institute of Technology Tuition, Costs & Financial Aid
How much does Oregon Institute of Technology cost after financial aid?
Aid covers about 43% of the published cost for the average aid recipient, leaving a sticker-to-net gap of $11,818. The pattern across income bands shows lower average net prices at lower incomes, though the difference is not steep.
The lowest band averages $9,085 and the highest averages $22,431, a spread of $13,346. The middle bands sit between those two ends, with the $30,001–$48,000 band averaging slightly less than the lowest band.
The published cost of attendance at Oregon Institute of Technology is $27,524. Azimuth ranks the university #452 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $9,085, for those earning $48,001 to $75,000 it is $14,385, and for those earning over $110,000 it is $22,431. The spread between the lowest and highest bands is $13,346.
Grants and scholarships lower the sticker price by $11,818 for the average aid recipient, bringing the average net price across all aid recipients to $15,706. That is $1,638 above the median of $14,068 for comparable institutions (same type and size).
In-state tuition and fees are $13,260, and out-of-state tuition and fees are $37,196. Borrowers who finish carry a median of $22,500 in federal student loans, $1,271 above the peer median of $21,229.
83.6% of federal aid recipients take federal loans. Parents who borrow through the separate Parent PLUS program hold a median of $22,978.
If repaid over ten years, the median federal student debt corresponds to an estimated payment of $256 a month.
Student loans: what does repayment look like?
83.6% of federal aid recipients take federal loans. Among borrowers who complete, the median federal student loan debt is $22,500.
This figure excludes Parent PLUS and private loans. The peer median is the middle value for comparable institutions (same type and size).
The median debt is $1,271 above the $21,229 figure for that group. Parents who borrow hold a separate median of $22,978.
Oregon Institute of Technology graduates earn about $27,088 more than expects for similar students. Four years after completion, the median for federally aided graduates who are working and not enrolled is $87,138.
That is $29,837 above the $57,301 median for comparable institutions (same type and size). That median lands at the 93rd percentile among nonprofit four-year institutions.
The earnings gap sits at the 98th percentile. Earnings scenarios based on the program mix are $87,138 in a typical case, $62,992 on the downside and $103,617 on the upside.
Borrowers who finish hold a median of $22,500 in federal loans. That amount is $1,271 above the peer median.
If repaid over ten years, that debt corresponds to an estimated payment of $256 a month.
For the separate population of parent borrowers, median Parent PLUS borrowing is $22,978. For student borrowers, the median federal debt corresponds to an estimated payment of $256 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $22,978
- Estimated parent payment
- $292/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 17.2% | High pressure |
| $100,000 | 7.7% | Caution |
| $150,000 | 3.7% | Safe |
| $200,000 | 2.4% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $22,500
- Institution Parent PLUS debt
- $22,978
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $256/mo
- Estimated Parent PLUS payment · monthly
- $292/mo
- Modeled student + parent payments
- $548/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $87,138, with a $23,940 annual allowance for basic expenses:
4.9% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.